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After the overdue net credit, suffered calls mad bombing how to do?

Time: 2017-11-08         Source: melt 360 finishing         Author: JA

With the whole society, development and progress. Personal credit consumption. Including a number of financial insurance bank loans home loans, car loans and other areas of credit loans, has reached thousands of households. However, in China, the overall start is still late.

Therefore, it is inevitable that there will be irregularities. These are not standardized, mainly in the following areas:

First, the credit is not standardized. Currently mushroomed all kinds of personal consumer loan consulting services company. Most of the start time is not long, so there are some of the edge ball, etc., non-standard behavior.

Second, the laws and regulations are not perfect. Especially in our country, in the absence of a personal bankruptcy law, this has become a lingering magical dream that plagues every lender and borrower.

Third, the individual's understanding of consumer loans and personal credit is not standardized and not profound. Even intentional, superfluous to lend credit.

The above points cause a lot of credit overdue.


Overdue naturally there will be collection. Collection is also divided into two situations.

  First, short-term overdue.That is, a very short period of time just happened. This is usually the case when a company or bank that gave you a loan at the time will contact you to urge you. Early repayments. And according to the agreement to pay a certain amount of compensation interest.

So if this happens, in general, there may be some negotiation with these companies. State the situation. Determine the new repayment time and so on. There is still some room left.

  Another case is a long period of overdueIn this case, many small companies will ask the relevant professional companies, collection.

Contact you or according to the new program is still not paid often go to a professional push hand company. This time you are too much trouble.

At this time should remain calm. Do not panic for a moment. Or unbearable psychological pressure to make things unfavorable in all aspects.

The second is to keep rational. The correct face of such a dishonesty situation. There are two things in any thing, there is gain and loss. Since you spent the money of others. Repayment is inevitable. Once you have not returned on time, you will inevitably suffer in all aspects. For example. Living circle. Relatives and friends circle, work, some aspects of future life, etc., will be greatly affected. So this time must be correct to face. Mainly within the scope of the law, should be accepted. Must also accept. Do not deal with new lies and fraud. As the rope will be more tight sets.

Third, with the correct method to protect their legitimate rights and interests. On a world scale, there are hundreds of millions of people every day, which means you are not alone in the fight. Even if it is overdue, you also have certain statutory rights. That is to say. Either side should act within the limits allowed by law. Learn to use legal weapons to protect yourself. This is the right choice.

Well, the above points to focus on the following, really happened. Really no way to return the case, how to hide.

  The first is to delay.Of course it is taken within the law. Try to communicate with each other. Strive to delay. Generally can drag a year or so. This thing will no longer be a very urgent matter.

  The second is really no way to escape. Moving, changing number. Various lost contact.

  Third, you can run. Can run far run far, run away, natural each other, catch up with you.

Looks above, helpless. But it works well in the world. Thousands of years. Has been used by people. And sometimes even can be decadent magic. I believe we all heard the story of white hairy girl. As long as you can persist, in fact, sometimes you may still exist, and this company no longer exists ...

As a loan company for you, if they can not find you or find you, although you can not repay, but the attitude is better, while the amount is relatively small, say tens of thousands of pieces, such as tens of thousands of them in addition to threaten you Generally not, sue to the court what I really take to hurt your personal safety behavior. Because of their own terms, although you are the arrears party, but they may not be norms, can withstand the scrutiny of the law Moreover, the legal means to solve the time and economic costs are quite high, many companies can not afford such costs. I believe we have recently read that, the judge opened the case asleep it is reality

So often, when a debt is long, it's what people say is yellow, and even a legal settlement will give you a very long buffer period and you'll also be able to fight for rights once again, say for relief In fact, from the current legal point of view, in the actual operation of the process, it is often beneficial to the debtor

Of course, we are not encouraging to do such an untrustworthy person

Therefore, in progress, personal consumption, loans, insurance investment and financial management, or a certain amount of effort must be a risk a gain can not be obtained in vain.

Even if you rely on the accounts may also have to bear other aspects of the loss, such as credit, etc. and so the life is long, maybe when you will regret it.

So I hope everyone rational consumption, rational loans, repayments on time, be an honest and trustworthy person!

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