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Can staging stimulate credit card withdrawals? Have you used this trick?
Edit: PeterSource: Magic FinanceDate: 2017-11-06


Does credit card installment help the offer in the end? When it comes to the method of raising the amount, the card friends will mention that the credit card cannot be raised in a timely manner or cashed out, so that the credit can be given to the bank.

Does credit card installment help the offer in the end? When it comes to the method of raising the amount, the card friends will mention that the credit card cannot be raised in a timely manner or cashed out, so that the credit can be given to the bank. Secondly, the bank also likes to invite the active phone to install the installment. However, the unclear card friend is also in a dilemma. If there is agreement, I find that it is not useful at the end.

In fact, credit card installment is a big part of credit card profit, and banks definitely like it. Therefore, proper staging is helpful for credit, but it is not a staging that will definitely increase the credit limit. This must be understood.

Does credit card installment help the offer in the end?

Give a chestnut: Wang Xiaoming has a card, just down, the amount is 10,000. I heard that the staging is useful for the withdrawal, so I spent 8,000 and staging.

Analysis: There is absolutely no need to divide this situation. (The card you just ordered must not be consumed in large amounts and do the staging) because it is useless. The first is to increase their own costs; the second is that it may also cause performance without spending power; the third is that sudden large-scale consumption is also likely to cause the suspicion of the current one.

Another chestnut: Wang Xiaoming's colleague Zhang Xiaohong has a 10,000-degree card, which has been used for half a year and has not been successfully raised. It is okay to check the card status. So consider doing a three-point score of around 2000.

Analysis: This is the case. Adding your own contribution is not a cost increase, but you can also see if it can help with the later increase. (Normal use for half a year, there is a certain degree of activity, no abnormal behavior of swiping, do a staging, have a certain incentive effect on the withdrawal mechanism)

First, appropriate for the bank, increase opportunities;

Second, even if there are some sensitive operations, they will be avoided by staging;

Third, in the process of using the card, the method can be tried.

Xiaobian summary:

Does credit card installment help the offer in the end?

Under normal circumstances, Xiao Bian does not advocate excessive active staging, and the bank's telephone invitation points can also be rejected.

Remember that "not a staging period will definitely raise the amount, but sometimes it is helpful."

According to the actual use of the card, if the consumption of the bill itself is not in place, the merchant is not good, and can be properly divided. If you do a good job in all aspects, you don’t have to recommend it.

Note: credit card installment should be reconciled in time.

If you have applied for credit card staging for this credit card withdrawal, you must pay attention to the following issues:

Some banks implement interest-free concessions, but interest-free rates are not equal to no-fee fees, and banks charge different standards. Card friends must understand the maximum interest-free time limit for credit card staging, and then choose the appropriate staging method according to their financial situation. Check the purchase order after the installment in a timely manner, check the installment period, the handling fee, and the installment amount, and reconcile the monthly bill.

For many working-class people, there are certain skills to save interest and fees. Most banks have a dedicated online credit card store. Basically, goods can be paid in installments without interest-free fees. Card users can pay attention. (often in the credit card mall consumption is conducive to the amount of money, the reason you understand!! Appropriate to spend in the credit card mall can be, after all, the goods inside are much more expensive than other shopping platforms -_-!) hope to edit This article is useful to you.

Another thing to note is:

If the bank customer service calls the recommended installment repayment for three consecutive months or more, the bank risk control agency has reviewed that the card user has a certain repayment risk. If the cardholders choose to pay in full in installments, the handling fee is higher and the pressure is relatively high. It is recommended that some funds be repaid in installments.

[Exclusive Manuscript and Disclaimer] Any work that indicates the source of “Fu 360”, any media and individuals reproduced in whole or in part, please indicate the source (360 The information materials and conclusions contained in the article are for reference only and do not constitute investment advice.

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