Information > General articles > Raiders Channel > Consumer loans >  text

Shock! My ant suddenly lost it! what happened?

Time: 2017-06-29         Source: Rong 360 original         Author: Nanshan

Have children encountered this situation? The ants had succeeded in using the embarrassment, but suddenly one day they were told, "Oh, no credit line." What is the situation? !

Today, the 360th Xiaobian (yichuqian360) talks to you all about why your ants took advantage of it. There are some speculations about this, and the 360 ​​Xiao Bian listed it to share with everyone.

  Possibility 1: Never used after opening

This situation gives Alipay a signal that you don’t need a loan, give you credit, and may be a waste of resources...

  Possibility 2: Prepayment

Many people are skeptical that early repayments have no loss for ants, so why should we lower or close my quota?

It is simple, although ants borrow interest, although it is low, it is also the main profit point. If you borrow 12 months in advance and pay off 6 months in advance, it means that for ants to borrow, it will be equivalent to half a year’s interest. Even if some people repay the loan in advance, they need to pay a certain fee, but they have to pay more than interest. It's certainly not worth the fee.

Therefore, if you want to repay the loan in advance, you must think well.

  Possibility III: Overdue repayment

This possibility is very large. If overdue, the user's credit qualification will be questioned is not good enough. Secondly, overdue may represent the borrower's limited repayment ability, then the risk of lending naturally increases. It is reasonable to be devalued or closed.

It should be noted that if the ant is overdue, the ant's credit limit will be reduced or closed. It will also have other impacts. For example, there will be 1.5 times normal interest rate, overdue records will be recorded in the sesame credit. In addition, the system will automatically deduct funds and collect. Therefore, it is best to repay the loan in full and on time without overdue.

  Possibility 4: Existence of irregularities such as cashing, brushing, etc.

If the account holder has violated the Alipay’s prohibition by cashing in and paying off membership fees, the system may determine that the user’s credit is bad, and the loan risk is high. In this case, the ant suddenly fails. It is also normal.

  Possibility 5: The bound mobile phone number and bank card are often replaced

If the bound mobile phone number or bank card is frequently replaced, the system may determine that the user is not stable enough. It is speculated that the user has a security risk and then closes your ant to borrow.

However, the above reasons are all speculation, some people really do so, and some people said that the above reasons are not, so there are questions about children's shoes, or should find Alipay ants to seek official customer service consulting.

Financial 360 Xiao Bing tried to consult ants to take advantage of the official customer service, the other side gave this statement, we take a look

That is to say, those ants who use 呗 呗 suddenly disappear, are likely to violate the "system red line", as to whether they can get the quota again, it depends on the results of the "system of non-fixed assessment."

Eggs at the end of the text

This is definitely the most wonderful start-up loan plan that 360 Xiao Bian (yichuqian360) has ever seen!

 

Bojun smiled and thought that the 360 ​​Xiao Bian thought that this reason was purely coincidental. If there is any similarity, count him copying you...

  Urgent money? We have reviewed hundreds of modelsMicrofinanceproduct! Concerned about the WeChat public account number "easy money" (ID: yichuqian360), reply "emergency money", no longer afraid to borrow money.

【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 ​​Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violations of the above statement inflicted violations of the legal rights and interests of 360 will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email: academy@rong360.com

Comment list (User comments are only for users to express personal views, does not mean that this site agrees with their views or confirms their description)
you may also like
  • How did my ants quit, and where did the problem lie?  Yesterday, Rong 360 (zqian360) appeared to be a post. The placard owner mentioned that he had a friend who had running into the account every month. There was no credit card repayment due date. Why did his ants use it to be cancelled? Here are some possible reasons for everyone to list! The first point...
  • Did the ant suddenly lose his credit? It doesn't matter how you can borrow money like this in Alipay.  Many people use Alipay to find out that ants suddenly have no credit. Is it that their right to borrow money has been cancelled? Xiao Bian also encountered this problem, open ants to borrow this page: Is it their own bad things, borrow money privileges Alipay canceled ...
  • My ants spent more than a month and gave more than 6W credits for 10,000 yuan. How is it?  Many friends have tried every means to increase their credit limit. The inexplicable promotion of the title is not very good. If Xiao Bian (zqian360) has long been hiding and laughing, but it is a law to take advantage of the second promotion, the title may be just right. Triggered some of these conditions, as it is...
  • Alipay's sesame credit suddenly opened automatically. What happened?  Sesame Credit is an independent third-party credit assessment and management agency under Ant Financial Services, which objectively presents personal credit status through technologies such as cloud computing and machine learning. Sesame credit in beta, already in consumer finance, financial leasing, credit cards, hotels, rent...
  • terror! The phone suddenly did not signal, bank card 26 million gone!  What would you think if your phone suddenly had no signal? It may be that the nearby signal is not good, or it does not matter. It may be a problem with the mobile phone. There is time to look for someone. If you really think so, then pay attention! Today, Wei Shijun came to tell you that the phone...
You may also be interested in:
Related topics: