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What are the channels for microfinance in 2017?

Time: 2017-05-17         Source: Borrow some money         Author: 360 Financial consolidation

Recently, a sister (yichuqian360) has a friend who needs 50,000 funds for revolving funds. Although it is not a lot, it also ruined him. When he is not short of money, he still has no feeling. When this money is lacking, he can stumble the hero. Hero! He is asking what to do, his friend recommended him to apply for a small loan. For the emergency, the microloan is indeed a good loan channel, so what kind of place does he need for the small loan of 50,000? What? I believe that there are still many people who have the same problems in the real world. You can use them as a loan reference after reading them.

1. Small loan company

For those who generally need funds to make a turnover, they generally choose a microfinance company loan, because the microfinance company is simple to operate, and the individual applies for a microfinance review faster, as long as the applicant is ready. If you need relevant information, you can apply immediately. The fees and interest rates of microfinance companies are relatively high. These issues should be considered before applying for loans, and regrets after avoiding loans.

2. Bank microfinance

Banks generally prefer to lend microfinance to people with good credit and good repayment ability. Bank microfinance has its own advantages, that is, the amount of application is not high, so the interest rate is not high. The process of applying for a small loan is complicated, and the review is strict. It usually takes a long time to review. And sometimes even after waiting for a long time, the final review may not be passed.

3. Private lending

If your demand for funds is very urgent, you can choose private lending, because this is the fastest way to get funds, and it can borrow a higher amount and speed. However, it should be reminded that the risk of private loans is relatively high and the costs are high. It is hoped that applicants will carefully consider these issues.

4, credit card

A credit card loan of 50,000 is a very convenient way, but the premise is that your credit card needs to have a quota of 50,000 or more. If you are tens of thousands, it is impossible to get so much money from the credit card, and it’s just in your hand. When you have a credit card, you can buy your favorite things directly by credit card, and you can pay in monthly installments. And it is convenient and fast to use, but friends need to pay attention to repayment when trying not to be too long, because the handling fee will be very high. Finally, remember to pay back on time every month, so as not to cause a series of problems such as loss of trust. Of course, credit cards now have credit card loans in addition to this, you need to pay fees and interest, and recommend it when you need it.

The above are several ways of microfinance, but it is recommended that everyone no matter how much money, how urgent. Still have to borrow in the formal channel to prevent being cheated or encounter usury.

  Urgent use of money? We have reviewed hundreds of microfinance products! Pay attention to the WeChat public account "easy to pay" (ID: yichuqian360), no longer afraid of borrowing money.

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