Information > General articles > Raiders Channel > Microfinance >  text

What are the channels for microfinance in 2017?

Time: 2017-05-17         Source: Borrow some money         Author: 360 Financial consolidation

The most recent sister (Yichuqian360) had a friend who needed 50,000 working capital. Although not a lot, he also broke him. He didn't feel when he didn't need money. When he was short of money, he could stump the hero by a penny. Hero! What is he going to do? His friend recommended him to apply.MicrofinanceFor the emergency, microfinance is indeed a good loan channel. Then what are the 50,000 microcredit loans he needs to apply? I believe that there are still many people who have the same problems with him in reality. Everyone can refer to it as a loan after reading it.

1. Small loan company

For those friends who are in urgent need of funds to carry out turnover, they will generally choose loans from microfinance companies because the operations of microfinance companies are simple, and the speed of individual application for microfinance audits is relatively fast, as long as the applicant is prepared to complete the loan. The relevant information required can be processed immediately. The fees and interest rates of microfinance companies are relatively high. Consider these issues before applying for loans, and avoid regretting loans.

2. Bank microfinance

Banks generally prefer to loan small loans to people who have good credit and good repayment ability. Bank microfinance has its own merits, that is, the amount of the application is not high, so the interest rate is not high. The process of individuals applying for micro-credits is more complicated and the audits are more stringent. It usually takes a long time to review them. And sometimes even if it waits a long time, the final review may not pass.

3,Private lending

If you are in urgent need of funds, you can choose private lending, because this is the fastest way to get money, and it can be a higher amount of credit, and fast. However, it needs to be reminded that the private loans have to bear greater risks and high costs. I hope applicants carefully consider these issues.

4, credit card

  Credit card loan50,000 is a very convenient way, but the premise is that your credit card needs to have a quota of 50,000 or more. If you have a few thousand, it is impossible to get so much money out of your credit card, and you just have a credit card on your hands. At that time, you can buy your favorite things directly through a credit card, and pay monthly installments in the future. And it's easy and fast to use, but friends need to pay attention not to staging too long when repayment, because the fee will be very high. Finally, we must remember to repay the loan on time every month so as not to cause a series of problems such as dishonesty. Of course, credit cards also have credit card loans in addition to this. They need to pay for fees and interest, and recommend them for use when you need them.

The above are several ways of microfinance, but it is still advisable to ask everyone how much they need urgently. Still need to lend in formal channels to prevent being cheated or experiencing usury.

  Urgent money? We have reviewed hundreds of micro loan products! Concerned about the WeChat public account number "yichuqian360", no longer afraid to borrow money.

【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 ​​Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violation of the above statement will infringe upon 360's legal rights and interests and will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email:

Comment list (User comments are only for users to express personal views, does not mean that this site agrees with their views or confirms their description)
you may also like
  • How can a farmer apply for a microloan in 2017?  How can farmers apply for micro-loans in 2017? For farmers, there is no fixed work, there is no stable social security and provident fund, many banks may have shut out of you, in fact, farmers have their own way of entrepreneurship, want to use their own resources to create...
  • What information is required for the transfer of second-hand housing in 2017?  What information is required for the transfer of second-hand housing in 2017? First, the required materials for trading transfer: "Building Ownership Certificate", "Declaration", the applicant's identity certificate, the seller's marital status certificate (property of the house card is not clearly provided in common), "storage house sale contract", other must be .. .
  • What are the conditions for the provident fund loans in 2017?  What are the conditions for the provident fund loans in 2017? 1. Deposit time: The applicant must establish a housing provident fund account for more than 12 months (inclusive), at the same time to meet the full amount of the normal payment of common reserve funds for a certain period of time, some areas require 6 months (inclusive), and some require 12 Month (inclusive), each...
  • What are the conditions for commercial loans in 2017?  What are the conditions for commercial loans in 2017? The following conditions must be met for a home purchase loan: 1) It must be a natural person who has full civil capacity; 2) Has a permanent urban residence or an effective residence status; 3) Has stable employment and income, good credit, and repayment of loan principal and interest...
  • What do you need to pay attention to in second-hand housing transfer in 2017?  What do you need to pay attention to in second-hand housing transfer in 2017? Precautions for second-hand housing transfer 1. Check whether property rights are clear The seller must be the owner of the house. After verifying the property right certificate and property owner's identity card, the seller can confirm the property right. Only by doing this, can you prevent...