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How can a small loan be released on the same day?
When applying for a loan, people are often most concerned about the time of lending. Now, many loan companies on the advertisement say that small loans can be released on the same day. Is this true? How can a small loan be released on the same day?
First of all, let's take a look at the factors that affect the lending of microfinance loans.
First, is it satisfied under the conditions of microfinance application?
In order to successfully apply for a microloan and make a loan, you need to meet the following requirements:
1. Age is above 22 years old
2. Stable work and income in the local area
3, there is a fixed residence in the local area, renting a house needs to provide a rental contract
4. Can provide proof of repayment ability required by the lending institution, such as bank flow, income certificate, proof of fixed assets, etc.
5, good credit history
Second, the application materials for microfinance must be complete.
To apply for a small loan, the following information proves that it is indispensable: ID card, household registration, marriage certificate, work certificate, income certificate, bank flow, asset certificate, credit report
In addition, the loan lending rate is also related to the nature of your work, application channels, etc. Banks apply for small loans, and the lending rate is naturally slower;
So, when will the microloan be able to lend?
For loan applicants with good qualifications, usually small loans can be loaned for three to five working days. On the contrary, the loan speed for micro loans will be much slower.
Is the loan on the day of the microloan true?
For a formal lending institution, it is possible to make a loan on the same day, but only if the guarantee certificate approved by the lending institution is available.
Urgent use of money? We have reviewed hundreds of microfinance products! Pay attention to the WeChat public account "fast money" (ID: chuqiankuai), reply to "emergency money", no longer afraid of borrowing money.
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