Information > General article > Raiders channel > Microfinance >  text

Is online personal microfinance reliable? These tricks help you judge!

Time: 2017-04-21         Source: Rong 360 original         Author: Nanshan

Currently, personalMicrofinanceIt is a very popular way of lending, and as a result, more and more platforms have launched microfinance services for individuals, and scams have come to join in the fun. Especially in the context of the rapid development of Internet finance, personal microfinance products are becoming more and more abundant. So, for ordinary lenders, how to distinguish which online personal microfinance loans are reliable?Rong 360Xiaobian (chuqiankuai) teaches you a few tricks.

First, the fees and interest fees charged before the loan are all fraudsters;

Second, the scale of the website is small. Generally, it is a secondary website established by an individual. There is only a mobile phone number. Generally, there is no formal contact method.

Third, all the information about the company that cannot be found on the website of the industry and commerce department is a liar;

Fourth, the so-called award certificates left on the website are all blurred, and the actual content is not a liar;

Fifth, most of the pictures on the website are fraudulently used to steal images of existing well-known loan websites;

Sixth, the general self-proclaimed lending rate is faster, and the higher the amount of the lending is the liar;

Seventh, the pledges are all promised to be lower than the interest of the regular loan companies on the market;

Eighth, the promise is to lend money to cities across the country, but in fact it is impossible to reach a liar;

Ninth, claiming to cooperate with the bank to lend money, but after communicating with the bank, there is actually no liar for this cooperation;

Tenth, the remaining mobile phone numbers that do not match the local city are liar;

Eleventh, it is a liar to ask customers to send money to a personal bank account;

Twelfth, it is easy to tell you that with very little information, your review has passed, and you can check the accounts through a certain phone call;

Thirteenth, some of the retired employees of formal loan companies use their professional knowledge to guide you how to make fake information to get moreLoan amountAnd then blackmail your loan success agent fee is a liar;

The fourteenth, the full payment of the fee can be used to lend the day is a liar;

Fifteenth, it is a liar to use the mobile phone to bind the telephone bank to defraud the deposit.

 Urgent use of money? We have reviewed hundreds of microfinance products! Pay attention to the WeChat public account "fast money" (ID: chuqiankuai), reply to "emergency money", no longer afraid of borrowing money.

Generally speaking, there are allegations of fraud when charging fees in various names before the loan is issued. So, have you learned?

[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to:

Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
you may also like
  • Personal microfinance online application is reliable?  Online borrowing has gradually entered our lives. Due to the lack of financial knowledge, it is not uncommon for loans to be deceived. So, is the online application for personal microfinance reliable? How can ordinary people distinguish between formal units and which are leather bags companies? Xiaobian sums up...
  • Is the personal ID card microloan true? Is it reliable?  Now credit consumption is getting more and more hot. Many websites will have recommended advertisements for small loans, claiming that they can get loans with ID cards. So, is the personal ID card microloan really true? Is it reliable? There are real and fake personal loans in the market. It is really divided into two types...
  • Is online microfinance reliable?  With the increasing number of online microfinance, loan scams have followed. So, is online microfinance reliable? Online microfinance, listening to feeling fresh, how to loan online? Who can't find out on the Internet who will give you a loan? Many people question it~ In fact, the net...
  • Is the network microfinance reliable?  There is nothing wrong with it. The arrival of Internet finance has made our financing easy and easy. Both borrowers and lenders can understand each other's wishes and needs without leaving home. However, due to the involvement of lawless elements, some of the loans that have not been deceived are constantly being staged around us...
  • Network transmission anti-bank fraud tricks police evidence is not reliable  In the past few days, the number of cases of communication fraud has increased, and the rate of crimes has remained high. The age structure of the victims has gradually evolved from the old people to the young people. Many citizens and netizens have come up with a lot of tricks to punish liar or damage. However, many people are good at these coups...