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Spend chanting, by chanting, Jingdong white bars owed tens of thousands of loans will not be jailed yet?
Recently received a small 360 melt Xiaobian message, this man is particularly interesting, I usually have no stable income, pay a girlfriend who loves to spend, pay Bai chant, by chanting, Jingdong white total of more than 20,000 owed Did not also repay, I feel no ability to repay, and financial consultation Xiaobian arrogant will not go to jail it?
Sitting not jail not easy to say, but the integration of 360 Xiao Bian sincere advice to him and his friends have similar experiences, do not hit such a small abacus. Arrears are not serious consequences.
First, calculate the penalty
Whether you are chanting, by chanting, Jingdong white bars, particles or other small loans on the Internet to apply for loans overdue, there will be a late penalty.
To spend chanting, for example, overdue fees in accordance with the overdue amount of five per ten thousandths of a day to calculate, give a chestnuts, you chanting on the money owed 10,000 yuan a day will have a penalty of 5 yuan, the longer the penalty interest more. Honestly, interest plus penalties, quite scary.
Second, overdue records reported central bank credit
Although spend chanting, by chanting the application is mainly to see your sesame credit, Jingdong white bars refer to your white credit points, but in the event of overdue and time beyond the platform of tolerance, then your loan overdue record is very likely Will report to the central bank credit. Although the financial 360 Xiaobian (luxiaodai360) can not give a clear time, a few days overdue, credit will spend, but to Alipay and Jingdong vigorous style of service, can not be underestimated.
Third, suffered catching up
Someone broke the news online before saying that his friend owed the money overdue, but because the contact had filled in her cell phone number, she innocently received the call for collection.
Coincidentally, Jingdong white strip users have had similar broke the news.
Collection is a small loan company to recover the arrears of the main means to melt 360 Xiao Bian not discussing here to find the friends and relatives of the borrower to collect this method is appropriate, but apparently, whether you or friends receive calls, work and life The rhythm is sure to be disrupted.
Fourth, there may be prosecution
Do not think arrears are not small, call collection is also nothing remarkable. If you do not repay the long-term arrears, it is possible to be prosecuted to the court. Is the beginning of the Internet users that advice, imprisonment is possible.
Before, Chutianjinbao reported a similar incident, some netizens are not yet prosecuted because of white debt. Flowers have also had such a precedent. So, friends borrowed money, or do not be lucky.
Five, after the loan more difficult
Spend chanting, white stripes if there is not arrears, and generally you will be immediately on the platform of the loan amount will be cleared, like flowers overdue this, sesame credit will feel beaten before liberation, let alone 600 points for you To stay three or five hundred are merciful.
And because it is possible to report to the central bank credit, after you want to go to the bank to apply for a mortgage, car loan, credit card or something, with this overdue record, the loan will be affected.
Financial 360 Xiaobian Summary, anyway, now the third-party credit and big data is also very powerful, arrears are still not able to escape the situation is almost impossible, there are loans in the body, or obediently repay it! After you know the good use of credit.
Urgent money? We evaluated hundreds of small loan products! Concerned about the WeChat public number "find a small money" (ID: luxiaodai360), reply "urgently needed money", 2017 no longer afraid to borrow money.
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