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I owe a small loan of 200,000 yuan without credit, can I not return it?

Time: 2017-02-17         Source: Fusion 360         Author: light

Recently, Xiao Bian has discovered a lot of good friends. As long as the small loans are not credited, they will carry out the idea of ​​running and running.

They believe that online microfinance is not protected by law, and there is no special effective means of collection. It is just a phone call, the phone number is down, the shutdown is still just making a phone call, and nothing more. Those who have borrowed money and are not overdue will not be afraid. The family's mouth will want to pick it up, and it will not be connected to any credit information platform. Is it really like this? Do you think that small loan companies are all fools?

  A recent netizen asked Xiao Bian:I owe 200,000 yuan to the microfinance company of credit information! People do not want to return in the field, identity cards are true, the address is false, they will find me? ? My hometown is in the northeast, and I borrowed two 200,000 microfinance companies that are not credited in Jiangsu. It has been six months, but now people are no longer in Jiangsu, so do not want to return! At the time of borrowing, only the ID number is true, the address before the move has been useless, the mobile phone number has been changed, and the stranger's phone is rejected. Will the caller find me? Can't find what will happen to me? Will you be sued? It is not the head office of the loan company. It is a small branch. There is no business license yet! ! ”

Xiaobian reply:

1. Let's not say whether you can find your problem. Don't think that you will be fine if you don't do a credit investigation. Although banks are still not going to check the black list of online loans, the data will not disappear there, and they will not be allowed to check the day. It is a trivial matter not to deal with the bank. It is not possible to take the high-speed train and not be able to fly.

2. Don't know what scale your small loan company is saying. Since there are branch head offices, there is always a channel for the last blacklist, and 200,000 yuan is not too small. The lawsuit on the court is enough.

3. Step back and say that even if you do not look at the central bank's credit information, the third-party credit information will appear tainted. You will also be in trouble. Take sesame credit and koala credit as examples. If you are overdue for more than 3 months, you will not enter the collection process. When the credit immediately came back to liberation, they wanted to enjoy a series of privilege from the e-commerce business.

4. The first step for the general lending company when you are not paying back is to call your relatives and friends to harass and inform (in the case of a general loan, a phone number in your phone's address book will be saved), if not used It is usually given to a professional dunning company.

Generally, these are related to the triads, such as your 200,000. You can get 30% or more after you come back. The beginning is to go to your unit for any trouble, or to go to your home to make trouble. It was just beginning. Civilized people do not do anything in the past. For example, they depend on your home or nearby. Where do you go, where does he go, or with your family, sometimes there is also a AIDS team? I don't know if they are true, so I still have to pay back, they will blacklist your credit.

  Generally fraudulent loans are flicker others to borrow money, do not have their own identity, it really lies in the deception and cruel, use their own identity to borrow money, think of it? Or consider the consequences.

Attach small loan data for your reference

Lending without credit

Student Loans: School Loans, Jiu Rong Financial, Xintong Loan, Ai Xue Loan

Credit Card Loans: Pleasant Loans, Kung Fu Loans, Lightning Loans, Flower Wallets, Building Blocks

Instalment Loans: Cheng Cheng Bai, Mum Bai, Second White, Fun Lending, Jin Dong Bai, 99 Phases

Ordinary loans: pat loans, payroll loans, cash buses, small loans to parents, Dafei cloud loans, loans to me, loans for you and me, finger loans, loans for Cao Cao, malt loans, loans for small lamps, and loans Loans, Mody loans, magic cash, give you flowers, reeling credit, 51 people loan, financial 360 month light enough, spend 100 million yuan first, Zhongteng letter, lack of money, fast loan, rivers and lakes emergency, save money, money Stations, Turn Right, Bronze Money, Borrowing Money, Didi Loans, Dinghe Lending, Wanda Loans, Le Baobao, To Borrow, Fast Cash, Quick Loan, Orange Loan, Blue Lending, Mavericks Loans, Pratt & Whitney Express, Atomic Loans, mo9, Money & Wallet, Ticking Loans, Loans, Cash White Cards, Flowers

Loan Credit

Flash Bank, Qianbao (the lender is the rural credit cooperative's Shangxinxin), mobile phone loan (the lender is the rural Credit Cooperative's Shangxinxin), the credit wallet (the lender is Huarong Consumer Finance's Shangxinxin), micro-lending (Shenzhen Qianhai Weizhong Bank), Lianqi (Internet Business Lending), Gold Bar (Jingdong Finance), Gitzo, BOC Consumer Finance, Beiyin Consumer Finance, Immediate Consumer Finance, Handan Finance (Harbin Bank), Jilin ( Baoshang Bank), Lakala, Kaka Lending, 2345 Loan King, Zhengda, Zhongan Trust, Pudding Small Loan, Doudou Money, Credit and Cash Loan, Installment Fun, Wing Payment, Excellent Instalment, Ping An Credit, Thousands of pieces, the United States by the loan, the security of the family, the stars purse, seconds, bean money, academic loans, cash loans, small wins card loans, repayment, provincial pension, flying loan, Jingdong gold bars

Do not check credit for loans

Mobile phone loan, payroll loan, credit purse, cash bus, pat loan, Renren loan, letter credit, use money treasure, tripod and loan, mo9, Cao Cao loan, relatives small loan, atomic loan, flash silver, 嗨Second Wallet, Lightning Borrowing, Money Station, Countdown Loan, I Loan, Fingertip Loan, Small Flower Wallet, Millet Finance, Mody Money, Magic Cash, Give You Flowers, Borrow Your Money, Sell Money, Kung Fu Loan, Tatsu Feiyun Loan, Reeling Credit, 51 Personal Loans, 58 Financial Consumer Loans, 360 Moonlight Full, Credit and Cash Loan, Quick Loan Bear, First 100 Million Yuan, Shortage of Money, Rivers and Lakes, Emergency Loans

Black and white household loans

Pat Loans, Magic Cash, Cash White Card, Cash Bus, Mobile Phone Loan, Immediate Finance, Payroll Loan, Flash Bank, Ping An i Loan, Renren Loan, Sinci Credit, Loan King, Qianbao, Dinghe Lo, Mo9, Cao Cao's loan, family loan, atomic loan, and Qianbao

Need a credit card loan

Kaka Loans, Lightning Borrowing, Money Stations, Pleasant Loans, Provincial Banks, Building Blocks, You and I Loans - Jiaka Loan, Kung Fu Loan, 51 Personal Loans, Small Flower Wallets, Small Winning Credit Cards, Repayment, Financing

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