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I owe a small loan of 200,000 yuan for credit, can I not pay it back?

Time: 2017-02-17         Source: Rong 360         Author: light

Recently, Xiao Bian found a lot of friends, as long as the small loans are not on the credit, they will carry on the idea of ​​running around.

They believe that online small loans are not protected by law, and there is no particularly effective means of collection. They just call, the phone number is down, and the shutdown is still just a phone call, nothing more. Those who borrowed money and did not pay back are not afraid. The mouth of the family wants to smash it and does not network with any credit information platform. Is it really like this? Do you think that small loan companies are fools?

  A recent netizen asked Xiaobian:"I can't afford to pay 200,000 small loan companies! People don't want to pay back in the field, the ID card is true, the address is fake, will they find me? ? My hometown is in the northeast. In Jiangsu, I borrowed 200,000 small loan companies that did not apply for credit. It’s been half a year, but now people are no longer in Jiangsu, so I don’t want to pay back! When borrowing, only the ID card number is true. The address before the move is useless. The mobile phone number has also been changed. If you refuse to pick up a stranger's phone, will you find me? What are the consequences of not finding me? Will you be sued? Not the head office of the loan company, it is a small branch, and one has no business license! ! ”

Xiaobian reply:

1. Don't say if you can find your problem, don't think that you can't get a letter, you can't get a letter, you can't get a blacklist. Although the bank is not going to check the blacklist of online loans, the data will not disappear there, and it will not be allowed to check it one day. It is a small matter not to deal with the bank. You can't take the high-speed rail to take the plane to get into trouble.

2. I don't know what size the small loan company you are talking about. Since there are head office branches, there is always a channel in the last blacklist, and 200,000 is not small, and it is enough to go to court.

3. Take a step back and say that even if you don't look at the central bank's credit information, the third-party credit information will be tainted, and you will be very troublesome. Take Sesame Credit and Koala Credit Report as an example. Overdue for more than 3 months, do not say the collection procedure. Before the liberation, the credit immediately wanted to enjoy a series of privileges of e-commerce, and there was no door.

4. When the general loan company does not pay back the money, the first step is to call your relatives and friends to harass and inform (the general loan will save the phone number in your mobile phone address book), if not used Usually, it is handed over to a professional dunning company.

Generally these are related to the underworld, such as your 200,000, chasing them back can get 30% or more, the beginning is to go to your unit what is noisy, or go to your home to make trouble, at first it is very Civilized, do not do anything in the past, such as relying on your home, or nearby, wherever you go, where he goes, or with your family, sometimes there are AIDS dunning teams (you also I don't know if they are real, so I can still pay back, they will blacklist your credit.

  Generally, the scam is to fool others to borrow money, without their own identity, then it is really based on the ability and heart, borrow money from their own identity, do you want to return? Still think about the consequences.

Attach small loan data for your reference

Loan without credit

Student loans: famous school loans, Jiu Rong Finance, ICT loans, love loans

Credit card loans: pleasant loans, kung fu loans, lightning loans, small flower wallets, building blocks

Instalment loan: Cheng Cheng Bai, 驴 mother white, second white, fun borrow, Jindong white, 99 staging

Ordinary loans: pat on loan, payroll, cash bus, kiss small loan, 达飞云贷, I am lending, you and me, fingertip loan, Cao Cao loan, malt loan, magic lamp small loan, 玖富叮当Loan, what loan, magic cash, give you flowers, silk loan, 51 people loan, melt 360 months light, first spend 100 million yuan, Zhongteng letter, lack of money, fast loan, rivers and lakes emergency, save money, money Station, turn right, copper money loan, borrow money fast, Didi good loan, Ding and loan, Wanda loan, Le Bao bag, to borrow money, fast money, quick loan bear, sweet orange small loan, blue collar loan, calf Loan, Pratt & Whitney Express, Atomic Loan, Mo9, Qianmi Wallet, Tick Loan, Free Borrow, Cash White Card, No Flowers

Loan on credit

Flash silver, use Qianbao (the lender is the rural credit cooperative's letter), mobile phone loan (the lender is the rural credit cooperative's letter), credit wallet (the lender is the Huarong consumer finance letter), micro-credit (Shenzhen Qianhai Weizhong Bank), Borrowing (Net Business Loan), Gold Bar (Jingdong Finance), Gitzo, Bank of China Consumer Finance, North Bank Consumer Finance, Immediate Consumption Finance, Finance (Harbin Bank), Provincial Bank ( Baoshang Bank), Lakara, Kaka Loan, 2345 Loan King, Zhengda, Zhongan Xinye, Pudding Small Loan, Doudou Money, Xinhefu Cash Loan, Staging Music, Wing Payment, Premium Stage, Ping An I Loan, Thousands of pieces, US borrowing, Anjia pie, star money bag, second minute, peas money, academic loan, cash loan, small win card loan, returning, provincial, flying, Jingdong gold bars

Loan without checking the letter

Mobile phone loan, payroll, credit wallet, cash bus, pat on loan, Renren loan, letter flash loan, use Qianbao, Ding and loan, mo9, Cao Cao loan, kiss small loan, atomic loan, flash silver, 嗨Second wallet, lightning loan, money station, countdown loan, I am lending, fingertip loan, small flower wallet, Xiaomi Finance, what kind of loan, magic cash, give you flowers, fun to borrow, 玖富叮当, Kung Fu loan, Da Feiyun Loan, Silk Loan, 51 Personal Loan, 58 Financial Consumer Loan, Rong 360 Yueguang, Xinfu Fu Cash Loan, Quick Loan Bear, First Flower 100 Million, Lack of Money, Jianghu Emergency, Fast Loan

Loan under black and white

Pat credit, magic cash, cash white card, cash bus, mobile phone loan, immediate finance, payroll, flash banking, Ping An i loan, Renren loan, letter flash loan, loan king, use Qianbao, Ding and loan, Mo9, Cao Cao loan, kiss small loan, atomic loan, use Qianbao

Credit card loan

Kaka loan, lightning loan, money station, pleasant loan, provincial bank, building block, you and me - Jiaka loan, Kungfu loan, 51 person credit, small flower wallet, small win card loan, repay, fly loan

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