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What is the application process for microfinance?
MicrofinanceIs a common way of daily people a loan, because the amount of small, relatively low threshold, and the account speed, you can quickly solve the borrower cash flow problems. So what is the application process for microcredit?
1. Application for acceptanceThe
After the borrower submits the small loan application to the small loan loan line, the borrower introduces the application condition and the term of the small loan to the borrower, and makes a preliminary examination of the borrower's condition, qualification and application materials
The staff in accordance with the relevant provisions of a reasonable means to submit the authenticity of the material submitted by the customer to review the applicant's ability to repay the repayment and repayment
By the right of approval according to the customer's credit rating, economic situation, credit and guarantee the situation, the final approval to determine the customer's comprehensive credit line and the amount of validity
After the implementation of the terms of the loan, the customer according to the demand, at any time to apply for the amount of the loan line
5. Post-loan management.
The loan line in accordance with the relevant provisions of the loan management of the borrower's income status, the use of loans and other supervision and inspection, the results should be written records, and archived
6. Loan recovery.
According to the loan plan agreed on the loan plan, the date of repayment, the borrower in the repayment date, the timely and full repayment of principal and interest, to the end of this small loan process.
The process is as follows 1) application, 2) vehicle inspection, 3) assessment, 4) signing, 5) contract, 6) mortgage and other procedures for processing, 7)
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