- After the mortgage of the house, the bank has not approved the loan. Can the loan be cancelled? As we all know, a good investment project can benefit from the help of funds. When business owners are smelling the best business opportunities, but they are under-funded, they will always bet on mortgages in order to inject new life into the development of the company...
- Can I apply for a mortgage for a foreign property? Question: Rong 360 loan expert, hello! I have a suite in Tianjin, but I want to apply for a mortgage in Beijing. Can I apply for a mortgage for a foreign property? Rong 360 loan expert reply: Hello! Real estate mortgages generally need to be handled at a local lending institution, for example...
- Can a home mortgage be entrusted to someone else? Due to the relatively cumbersome procedures for mortgages, it is not enough for office workers who are often busy with work because they have no physical skills. Therefore, whether a mortgage can be entrusted to others is a question for many young people. Miss Wang is...
- The last loan was not paid back. Can I apply for a loan again? Today, when loans penetrate into various consumer sectors, many people want to use loans to complete various consumptions in order to realize the money of tomorrow and the wish of today. For example, at present, many house slaves are eager to join the team of car slaves. But the problem is that this...
- How to apply for a bank mortgage? A mortgage is a loan that the borrower guarantees to the bank with a certain amount of collateral as an item. It is a form of bank lending, with a variety of mortgaged items, RV securities, etc. How does the bank handle mortgages? ...
Can a car loan fail to pay off a bank mortgage?
As we all know, when dealing with auto mortgage loans, lenders also have requirements for cars used for mortgages. Then, if the auto loan is not paid back, can you apply for a bank mortgage?
A mortgage is a loan that the borrower guarantees to the bank with a certain amount of collateral as an item. It is a form of lending by banks, and collateral usually includes securities, national bonds, various stocks, real estate, and bills of lading, stacks, or other documents that prove ownership of the goods. When the loan expires, the borrower must return it in full, otherwise the bank has the right to deal with the collateral as a kind of compensation.
According to Xiaobian, if the borrower’s car loan has not been paid off and is currently in the process of repaying the loan, then it is impossible to apply for the mortgage loan. Since the loan has not been paid off and the vehicle is also mortgaged to the bank, it cannot be handled. Mortgage registration procedures, can not handle mortgage loans.
If the borrower has a good personal qualification, stable work and income, strong repayment ability, and good personal credit, then it may be possible to obtain a cash flow through a personal unsecured loan. The loan amount of the unsecured loan is generally the monthly income of the borrower. About 10 times, if the borrower's personal credit is good, the loan amount will also increase.
In addition, since the automobile is a consumable item and the depreciation is fast, although the borrower's car meets the mortgage condition, the bank will not easily accept the loan in order to control the loan risk. Therefore, it is better for the borrower to seek the local private lending institution. Handling car mortgage loans.
Urgent use of money? We have reviewed hundreds of microfinance products! Pay attention to the WeChat public account "find small money" (ID: luxiaodai360), reply to "emergency money", and no longer afraid of borrowing money in 2017.
[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: firstname.lastname@example.org
- Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
- Mobile Edition: Can a car loan fail to pay off a bank mortgage?
- What you have to know before and after the mortgage
- Low mortgage interest rate, you deserve to own
- In Beijing, which mortgage product are you suitable for?
- Home mortgage loan essential book
- Is the bank's wool good? You may not have thought about these consequences of fraudulent loans!
- There are many types of car loans, which one is right for you?
- Skills first, think twice before repaying
- I can still make a loan after the deadline. This old iron is amazing.
- Those who are deeply mired in online loans: Have you repaid this month?
- Registering dozens of online loan apps will affect credit reporting?
- A woman received more than 70,000 repayment notices from the bank! Senseless...
- A minute to teach you how to quickly increase the amount of online business loans?
- The 23-year-old female college student is trapped in the online loan trap.
- The net loan was collected by the door, and I used a stone to smash my glass, listen, 砰
- Want to ask for a job but get a routine, online loan scam "dressing" into job hunting training
- Borrowed 1,000, the online loan company lost him 60,000, by what?
- Will it be overdue with Alipay and credit card? You may not know this very well.
- What is the bank mortgage personal loan processing process?
- How to apply for a bank mortgage?
- Did not apply for mortgage registration? Does the mortgage take effect?
- Working in a different place Can I apply for a mortgage with my hometown?
- Can affordable housing be mortgaged?
- Can a different property purchase a mortgage in Beijing?
- Can I change the repayment method in the middle of the mortgage?
- After the loan is paid off, how to handle the mortgage