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Can auto loans not pay off bank mortgage loans?
As we all know,Car MortgageAt the time, lending institutions also have requirements for vehicles used for mortgages. So, can auto loans not pay off bank mortgage loans?
Mortgage loans refer to loans that borrowers use as collateral to secure loans from banks. It is a form of lending by banks, which usually includes securities, national bonds, various stocks, real estate, and bills of lading for bills of lading, stack sheets, or other various types of certificates. When the loan expires, the borrower must return it in full, otherwise the bank has the right to process the collateral as a compensation.
According to Xiaobian, if the borrower’s car loan has not yet been paid off and is currently in the process of repayment, then it is impossible to apply for a mortgage because the loan has not yet been paid off and the vehicle is also mortgaged to the bank. Mortgage registration procedures also cannot handle mortgage loans.
If the lender’s personal qualifications are good, with stable work and income, strong repayment ability and good personal credit, then it may be possible to passPersonal unsecured loansTo get cash flow, unsecured loansLoan amountGenerally about 10 times of the monthly income of the lender, if the lender's personal credit rating is better, then the loan amount will increase.
In addition, because cars are consumables and depreciate quickly, even if the lender’s car meets mortgage terms, banks will not easily accept loans in order to control loan risks. For this reason, lenders are better off looking for local private lending institutions. Get a car mortgage loan.
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