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What are the procedures for enterprises to apply for loans from small loan companies?

Time: 2017-01-05         Source:         Author: Kim cast net

A microfinance company is a limited liability company or a company limited by shares invested by natural persons, corporate legal persons and other social organizations, which does not absorb public deposits and operate microfinance businesses. So, what are the procedures for companies to apply for loans from small loan companies?

The procedures for enterprises to lend to small loan companies:

First, the original and photocopy of the business license of the enterprise, the original and photocopy of the identity card of the enterprise legal person.

Second, the company's financial statements, including balance sheets, income statements, cash flow statements, etc., some small loan companies require financial statements must be audited. The balance sheet and income statement are current and prior period.

Third, the enterprise has a loan certificate issued by a statutory issuing authority, and the enterprise needs to provide a general deposit account for loan application.

It should be noted that different small loan companies have subtle differences in the requirements of the data. After the information is ready, you can apply to the small loan company and wait for the review. Once the approval is passed, you can get the money after signing the loan contract with the small loan company.

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