- Real estate down, how long is the inventory cycle going? Recently, the Minister of Housing and Construction announced that the property market has entered the inventory cycle. The problem is that he did not say how long the inventory cycle has been. According to the statistics of the National Bureau of Statistics, our commercial housing has an area of 660 million square meters for sale. In fact, this area is not large, and...
- China Merchants Bank mortgage loan processing standards and requirements China Merchants Bank Mortgage Loan refers to the loan that the borrower guarantees to China Merchants Bank with certain collateral as the item. So what are the criteria for handling it and what are the requirements? ...
- China Merchants Bank's operating property mortgage loan application conditions and processing procedures Business property access requirements (1) The collateral is located in an economically developed urban area with clear property rights, can be mortgaged, and can be disposed of separately. (2) The collateral is not more than 15 years old (except the core business district), and has a good location and good liquidity...
- China Merchants Bank Mortgage Loan As long as you can provide mortgages for the property, you can apply for mortgage loans at the bank for the company's operations. Individuals and companies can borrow. Seven benefits: 1, a higher number of loans can be up to 1.8 times the value of the property. 2, faster approval, simple procedures, complete information, completed in 2 days...
- China Merchants Bank's operating property mortgage Product Description Operating property refers to commercial real estate that has been completed and put into commercial operation, and has obtained stable cash income in a long period of time through rental and other business methods, including shopping malls, office buildings, professional markets, hotels, warehouses, industrial plants, etc. Operating property arrived...
How long is the mortgage loan processing period of China Merchants Bank?
Recently, how many users have consulted the China Merchants Bank mortgage loan processing period in the background?
In principle, it takes about 15 working days for China Merchants Bank to approve the loan. Because there are differences in the middle of the evaluation, each city has a difference. Therefore, you need to know the specific loan time with the account manager of the local branch. If you currently have a loan request, you can try to contact the local personal department of the China Merchants Bank counter to apply. Application documents generally required for loan application:
1. Identification data
2. Marriage certificate: marriage certificate, divorce certificate, unmarried statement, etc.
3. Local residence certificate information: a list of fixed telephone bills for any three months in the past year, or utility bills such as utilities bills, or other materials that can prove the address.
4. Proof of guarantee: Proof of collateral ownership. If there is a co-owner, the co-owner must also provide a mortgage statement or require the co-owner to sign the mortgage contract. If you provide other auxiliary guarantee methods, you need to provide relevant supporting documents.
5. Proof of use: The purpose of the loan is to purchase a car/purchase: to submit information that can prove the authenticity of the purchase, such as the purchase/purchase contract, the subscription letter of intent, the deposit receipt, the down payment receipt, etc.; It is necessary to submit information that can prove the authenticity of the decoration, such as the property right certificate and decoration contract of the renovated property, the receipt of the advance payment, etc.; the purpose of the loan is for the education of the school: the proof of admission can be submitted, such as the admission notice issued by the school. Book or similar proof of information
6. Repayment ability proof information: Our bank's payroll customers can directly provide their payroll account flow; social security account flow or personal tax payment, etc. If your loan still needs to provide other information, the bank will also You will be notified in a timely manner, you can also confirm this information in detail through the handling bank when you apply for a loan. The specific processing time is different from the time when the mortgage of the house mortgage is made in the regional construction committee. The other time is basically the same.
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