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How long is the mortgage loan processing period of China Merchants Bank?

Time: 2016-12-29         Source: Luo Ye Law         Author: Luo Ye law

Recently, how many users have consulted the China Merchants Bank mortgage loan processing period in the background?

In principle, it takes about 15 working days for China Merchants Bank to approve the loan. Because there are differences in the middle of the evaluation, each city has a difference. Therefore, you need to know the specific loan time with the account manager of the local branch. If you currently have a loan request, you can try to contact the local personal department of the China Merchants Bank counter to apply. Application documents generally required for loan application:

1. Identification data

2. Marriage certificate: marriage certificate, divorce certificate, unmarried statement, etc.

3. Local residence certificate information: a list of fixed telephone bills for any three months in the past year, or utility bills such as utilities bills, or other materials that can prove the address.

4. Proof of guarantee: Proof of collateral ownership. If there is a co-owner, the co-owner must also provide a mortgage statement or require the co-owner to sign the mortgage contract. If you provide other auxiliary guarantee methods, you need to provide relevant supporting documents.

5. Proof of use: The purpose of the loan is to purchase a car/purchase: to submit information that can prove the authenticity of the purchase, such as the purchase/purchase contract, the subscription letter of intent, the deposit receipt, the down payment receipt, etc.; It is necessary to submit information that can prove the authenticity of the decoration, such as the property right certificate and decoration contract of the renovated property, the receipt of the advance payment, etc.; the purpose of the loan is for the education of the school: the proof of admission can be submitted, such as the admission notice issued by the school. Book or similar proof of information

6. Repayment ability proof information: Our bank's payroll customers can directly provide their payroll account flow; social security account flow or personal tax payment, etc. If your loan still needs to provide other information, the bank will also You will be notified in a timely manner, you can also confirm this information in detail through the handling bank when you apply for a loan. The specific processing time is different from the time when the mortgage of the house mortgage is made in the regional construction committee. The other time is basically the same.

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