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National First Suite Loan Policy 
The average mortgage rate of the first suite in the country was 4.45%, which was the same as that of the previous month; it was down 0.18 percentage point from 4.63% in December last year. Xi Jinping made an important speech: "The house is used to live, not used to fry."
 The average mortgage rate of the first suite in the country is 4.45%The average mortgage rate of the first suite in the country was 4.45%, down 0.18 percentage point from 4.63% in December last year...[More]
 The average mortgage rate of the second suite in the country is 5.40%The average mortgage rate of the second suite in the country is 5.40%...[More]
 National 533 Bank Mortgage Rates SurveyMajor bank interest rate discounts: HSBC bank minimum...[More]
 The house is for living, not for fryingThe house is for living, not for frying...[More]
Changes in mortgage rates in major cities across the country 
Beijing: The average interest rate for the first suite is 4.21%; Shanghai: The average interest rate for the first suite is 4.41%; Guangzhou: The average interest rate for the first suite is 4.22%; Shenzhen: The average interest rate for the first suite is 4.43%.
 Beijing: The average interest rate for the first suite is 4.21%Beijing: The average interest rate of the first suite is 4.21%...[More]
 Shanghai: The average interest rate for the first suite is 4.41%Shanghai: The average interest rate for the first suite is 4.41%...[More]
 Guangzhou: The average interest rate for the first suite is 4.22%Guangzhou: The average interest rate for the first suite is 4.22%...[More]
 The first house in Shenzhen has an average interest rate of 4.43%The average rate of the first suite in Shenzhen is 4.43%...[More]
 Nanjing: First set of average interest rate 4.42%Nanjing: The first set of average interest rates 4.42%...[More]
 Hangzhou: The first set of average interest rates 4.38%Hangzhou: The first set of average interest rates 4.38%...[More]
 Wuhan: The average interest rate for the first suite is 4.65%Wuhan: The average interest rate for the first suite is 4.65%...[More]
 Chongqing: First set of average interest rates 4.20%Chongqing: The first set of average interest rate 4.20%...[More]
 Shenyang: First set of average interest rate 4.48%Shenyang: The first set of average interest rates 4.48%...[More]
 Changsha: The first set of average interest rate is 4.56%Changsha: The first set of average interest rates was 4.56%...[More]
Knot language 
The government has specified the development direction of the property market, giving a clear direction for the stable development of the property market in the future, and it is of great significance for achieving a healthy and stable development of the real estate market. The supervision of the real estate market will be more stringent in the future. At this stage, the government’s main task is to control land prices through urban policies, establish effective mechanisms to curb investment demand, and resolve rigid demand. 
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