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Is the bank's wool good? You may not have thought about these consequences of fraudulent loans!

Time: 2016-12-13         Source: Rong 360 original         Author: Yu Tang

Spend tomorrow's money, round today's dream. The bank allows many friends who need funds to enjoy a happy life in advance. However, the recent bankruptcy fraud case of the Bank of China has caused the bank to suffer a big loss. Rong 360 (fangdai123) and you talk about the consequences of fraudulent loans.

What are the reasons for successful fraudulent loans from banks?

1, surface performance or salary is better

For the individual,Bank loanBefore looking at the individual's salary flow, to judge the individual's ability to repay; for the enterprise, it is to see whether the company's performance is good. The true source of the money on the books of the enterprise is from where the personal debt situation should be reviewed before the loan.

2, the secured loan "a woman more married"

In some cases, the collateral may be mortgaged multiple times. In this case, the bank should know the collateral in advance and whether there is a secondary mortgage to decide whether to issue the loan.

3. Use false proof documents

Using fake files can be the most likely scenario for fraudulent loans. In order to get the loan, the borrower forges documents to prove his repayment ability or willingness to repay, so as to achieve the purpose of fraudulent loans. This is also the root cause of the “CCB fraud case”.

撸 Bank of wool, the consequences of fraudulent loans, you have thought about it!

Credit stains are difficult to eliminate, refinance or rejected

  Key points:Credit stain, loan refusal, blacklist

When you use fraudulent documents to swindle, it will not only leave a stain on your credit history. When you apply for a loan again, you may be included in the blacklist of the borrowing bank and cannot refinance.

The loan was immediately recovered, and the breach of contract was inevitable.

  Key points:Loan recovery, liquidated damages

If your loan has been approved but not paid, the money will not be paid for you. If the money has been paid, it belongs to the post-loan management. If you find evidence of fraudulent loans at this point, the bank will collect a certain penalty from you in addition to the loan.

If the circumstances of the fraudulent loan are serious, the prosecution will definitely be inevitable.

  Key points:Prosecution, imprisonment

If you are liable for a large amount of money, the bank may sue you. According to the relevant provisions of the Criminal Law, you will be sentenced to fixed-term imprisonment or life imprisonment for a certain number of years according to the severity of the fraudulent loan, and the corresponding fine will be imposed.

So, what if I don’t have enough qualifications to use the money urgently?

  融360(fangdai123)There are three ways to provide you with:

1. Find relatives and friends to raise funds and solve your urgent needs.

2, chooseMortgage, high quota & low interest

3. The husband and wife choose to borrow from a qualified party.

Rong 360 (fangdai123) Tip: the consequences of fraudulent loans are very serious, lighter to youPersonal creditLeave a stain, the bank recovers the loan and imposes a liquidated damages; the heavy bank may sue you, and will also be sentenced to a fixed or life imprisonment for a certain number of years. Keep a good credit, think more before the loan, choose the right loan product according to your own situation is your best choice.

"You may never have thought of them, will block the 13 roadblocks on your loan road." Pay attention to the "Fin 360 loan" (fangdai123) micro-signal, reply "Wu Song" to teach you to play tiger cheats, easy loan.

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