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Bank deposits are missing, how can I do?
Many friends used to put money in the bank, one can as much as possible to protect the security of funds; the second is the money in the bank to obtain a certain income. However, in recent years, the phenomenon of bank deposits are missing, financial 360 mortgage (fangdai123) tell you bank deposits are missing, how can I do?
What are the reasons for the loss of bank deposits?
1, case of telecommunications, website fraud
Financial 360 (fangdai123) Xiao Bian that, encountered telecommunications, phishing is the current bank deposits are missing most of the reasons. Similar to "your winning, you need to submit your account password for your transfer", "apply for loans to submit the first account, password, ID information" and so on, or encounter fishing mail, enter your account password.
2, payment, withholding costs
When you find that the account less money, there is no thought that you use the payment of electricity or electricity, or regular deposit into the financial, resulting in your account bank card account money less
3, POS machines have knowledge
When you brush a small business in the machine, because you did not block the password, resulting in your card number, password leak.
4, was opened to pay fast
When someone knows your bank card number, password and name, secretly help you steal quickly pay, replace the phone number information, the money away.
5, interest rate deposits hidden hidden
Banks to attract high interest rates to attract depositors, and then to high interest to corporate loans, so as to earn the difference. If the enterprise qualification is poor, due to fail to repay, then the depositors will find their accounts on the money missing.
6, the bank fly single
In this case, the bank's internal staff to use the trust of the bank, to the depositors recommend the use of products that do not belong to the bank, such products have not been managed by the bank wind control, it is easy to cause the loss of depositors.
What do you do if you encounter bank deposits?
The first step: think carefully, careful planning
When you encounter this situation, be sure to calm down, first think about whether the money is diverted to you for consumption or investment and financial management, it is possible because you have regular financial transfer or automatic payment of water and electricity charges Set, resulting in less money within the account.
Step 2: Apply for a frozen account
If you find your personal information leaked, and the account also have money, must immediately apply for a frozen account, in order to minimize losses, to prevent the rest of the money by lawless elements away.
The third step: check the bank water
When you find that the account is really not on, you can apply to the bank for bank water, find out what time is the money away, who is diverted, so you can help you lock as soon as possible who stole your money.
Step 4: Complaints
When you find yourself a large amount of money to be robbed by a liar, and their own powerless, as soon as possible to the police, to seek the help of the police may help to your busy. If it is due to the reasons for the bank caused your property damage, apply for a complaint to resolve so that you get the compensation.
So what should you do to prevent this?
You need to keep in mind the following five points:
1, do not believe anyone, do not easily disclose their own bank card password, personal information to others.
2, do not easily open do not understand the message or reply to the strange number of text messages sent, it is possible to let your information leaked.
3, in the small business consumption as much as possible do not use the credit card, if you want to be sure to pay attention to the use of time to block their own bank card password.
4, in the big banks to buy financial products, and must be verified on the Internet really have this product. In your pursuit of high interest at the same time, people think you are the principal.
5, the magnetic stripe card entries may be copied, so replace the chip card as much as possible.
"Overdue loans will be on the blacklist? Do not worry, there are repair Daquan ", concerned about" financial 360 mortgage "(fangdai123) micro-signal, reply to" blacklist "to tell you how to do
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