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The average interest rate for the first suite in 2016 was raised for the first time! Is the mortgage inflection point coming?
In November, the national average interest rate for the first suite was 4.45%, which was the first time to rise. The tightening of the country's mortgage policy led to an increase in the proportion of 30% down payment for the first home, 30% of the first house down payment, and 30% of the bank with a down payment of 30%. The average interest rate of the second suite this month was 5.40%, an increase of 0.01 percentage points from the previous month.
The average mortgage rate for the first suite in the country was 4.45%.
      In November, the national average interest rate for the first suite was 4.45%, which was the first time in the past year. As of November 20, among the 533 banks in the country, a total of 182 banks have reduced the down payment ratio of the first suite to 20%, which is 9 fewer than last month, accounting for 34.15%. In addition, among the 533 banks in the country, there are 3 banks with a down payment of 2.5%, and 311 banks with a down payment of 30%, accounting for 58.35%.
Changes in mortgage interest rates in the top ten key cities nationwide
      Beijing: The average interest rate of the first suite is 4.21%; Shanghai: the average interest rate of the first suite is 4.41; Guangzhou: the average interest rate of the first suite is 4.21%; the average interest rate of the first suite in Shenzhen is 4.43%.
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          From the Golden Week to the current unprecedented control, the property market has cooled significantly, the number of residential buildings in major cities in the country has declined, and local governments have implemented policies to curb investment demand. It is expected that more cities with hotter cities will adopt a purchase restriction policy or upgrade purchase restriction policies in the future.
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