- Taobao sellers make you delete bad reviews will be fine 500,000, leakage of information directly revoked license Escaped the double eleven, double twelve, after all, did not escape the seller's harassing phone, often in Taobao mix, which can not suffer a knife, we have met many Need sellers, we enjoy this online shopping at the same time, online shopping also At the same time there is fake, brush credibility, courier disputes, information ...
- Electricity to test the water, the bank at low interest rates to gain advantage Last year, two major promotion activities before the normal return of the platform has not yet in place, there is a specific temporary funding needs. Hangzhou Mika Kay slave outdoor supplies Co., Ltd. Chief Financial Officer Zhou Wei told the 21st century economic reporter, was just to understand the Huaxia Bank Hangzhou Branch launched electricity business loans ...
- Cross-border electricity business today began to collect taxes and other sea milk prices to the price 7, the Ministry of Finance officially announced the "cross-border e-commerce retail imports of goods list," the operational documents of the appearance, which means that the official implementation of the 8th of the cross-border electricity business Retail import goods to implement the new tax system all pros ...
- 100 financial products yield broken 3 bank P2P high yield grab customers Mid-Autumn Festival attached to the National Day, people travel, consumer enthusiasm, however, for the bank financial products, bursts of cool has been struck. Rong 360 monitoring data show that in September 2015 the average monthly financial management products expected annual rate of return of 4.49%, another nearly two years low. ...
- "Taobao brother" Tibetan mountains by the script posing as a customer service fraud Hidden in the mountains of the scourge of the police found the fraud clamor fraud posing Taobao customer service fraud, domestic frequency is now. What is the state of the suspects behind such frauds and how are they doing fraud? Jiangsu police self-purification network action to carry out ...
Bank of electricity to sell low interest rates to grab customers Taobao seller's spring came?
Double 11 is approaching, the road business providers on the platform are actively stocking, ready to fight battles 11. The major banks also launched a commercial credit, low interest rates to grab customers, people lamented the spring of Taobao sellers came. Reporters noted that, although Ali, Jingdong and other business platform for businesses have credit products, but now many banks have joined the electricity business loans, competing to launch electricity business loan products. Compared to the electricity business platform of their own loan products, banks launched the electricity business loan product interest rate is relatively low, wider scope of application.
Many banks push commercial credit
Taobao shop is already the crown level of Mr. Chen recently told reporters that every year to double 11 on the eve of his shop stocking will be at least two or three times higher than usual, so every time this time, the cash flow will be more tense The Before he was through the Ali small loan loan turnover, but recently he noted that many banks have also launched a commercial credit products, and relatively more interest rates advantage, Mr. Chen decided to try this year with a bank's electricity business loans to solve the financial difficulties The
It is understood that there are already a number of banks have launched a commercial credit related products, such as CCB "good financial e loan", Merchants Bank "lightning"HSBC Bank"Electricity business loans", Zhejiang Bank "electricity business loans", the postal savings bank "days cat loan"GF Bank"Electricity business water loans" and so on, such as electricity business loans are mostly pureCredit Loans, Without collateral and guarantee.
For example, China Merchants Bank launched the "lightning loan" at the beginning of last year, and customers can complete the loan payment by 60 seconds to complete the loan processing through mobile phone APP or online banking self-service loan, loan application, approval, signing and lending process. CCB at the end of 2014 launched the "good financial e loan" is unsecured, based on settled in the good business of small micro-enterprises in the platform to check the amount of transactions, a single up to 200 million.
Zheshang Bank related staff, as long as the Taobao, Lynx and other mainstream business platform to open shop more than 1 year, and reached a certain size of the shop can sell the "electricity business loans" products. The owner does not need to provide any collateral, mainly by the shop business, character credit, loan use and other information can be directly approved loan amount, up to 75 million.
Bank interest rates have an advantage
Relative to Ali, Jingdong and other business platform for self-employed loan business, the bank Department of "electricity business loans" generally in the interest rate has obvious advantages. According to the reporter, Ali platform, the annual interest rate of electricity business loans in more than 10%, but the bank electricity business loans annual interest rate is generally not more than 10%. Huaxia Bank, for example, the current Huaxia Bank electricity business credit daily average of 2.4 per thousand, that is, the annual interest rate is generally 8% -9%, if the customer through the Huaxia Bank's loan network to apply to the loan to the afternoon If the money can be returned to the bank account, the return of the loan, the customer's interest on the day is zero.
Zheshang Bank's business loans to support with the accompanying, according to daily interest rates. With the arrival of double 11, Zheshang Bank for electricity business customers can enjoy a certain preferential interest rate, the minimum daily interest rate of only $ 2.3 per million loan.
In addition, although Ali, Jingdong and other business platform in addition to the platform for the merchants to provide loans to support the platform outside the business to enjoy its loan service is not much. While the bank is mainly engaged in commercial loans to customers, as long as it is in the days of cat, Taobao, Jingdong and other large business platform has a certain business history can be the owner, but also including cross-border electricity business.
With the popularity of the platform in recent years, the banks have clearly seen the big business to borrow this big cake. It is understood that since last year, Zhejiang Bank on the line this "electricity business loans" products, it has been favored by the market. From Zhejiang Bank's data show that as of the end of September 2016, Zheshang Bank electricity business loans balance of 47.95 billion yuan, up from the beginning of up to 350%.
【Exclusive manuscripts and disclaimers】 Any work that engages in "360 originals" shall not be reproduced, excerpted or taken in any other manner by any unit, organization and individual without the written permission of the financial entity. Has been authorized in writing, indicating the source of financial 360. Violation of the above statement on the financial rights and interests of financial infringement, will be held in accordance with their legal responsibility. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization please send an email to: email@example.com
- Comment list (User comments only for users to express their views, does not mean that this site agree with their views or confirm their description)
- On the Alipay "Qilian good loan" those things you made it?
- Alipay "by chanting" What is the interest and how much?
- Flowering girls for the United States to borrow money plastic surgery first Putian Department after the case of usury
- First - tier second - tier cities Bank latest mortgage information collection
- The bank's wool is good You have not thought about these consequences!
- 2014 loans 315, breakdown of various loan pit!
- The mortgage rate is low and you deserve it
- A little trick, from the ants by chanting function was closed?
- Which repayment method is the most cost-effective? Look over and teach you to save some money!
- Credit is rejected seven reasons, you shot it!
- Loans do not return, bad record five years after the automatic elimination is true?
- Apply for the day! 15 short-term loans of small lures as you pick
- What are the reasons for the rejection of consumer loans? Give you this!
- What are the benefits of usury? These consequences make you hard to imagine!
- Tearing WeChat, with sesame credit can be exempt from gold rent
- Three minutes to learn to pay treasure ants by chant to mention the amount of 10W +
- Call Alipay! Micro Bank pushed a new interest rate lower than the microfinance loan
- Inventory: the bank credit card Taobao payment limit
- Industrial Bank Taobao joint card to pay treasure shopping points policy
- Shanghai Bank Taobao joint credit card to enjoy travel safety and security
- Taobao shopkeeper how to buy a car?
- Does the developer not specify a bank as a mortgage bank, can I do a loan on that bank?
- Industrial Bank Taobao Joint Credit Card Platinum Card (Elite Edition) Enjoy 10 million public transport accident insurance
- How to send Taobao credit card?
- Taobao credit card payment limit
- Raiders - Taobao buy mobile phone
- Eight thousand "80,90 after the" electricity to melt 400 million loan preparation "double eleven"