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The average rate of the first suite in the country is 4.44%, unchanged for three consecutive months
The average interest rate for the first suite in the country in October was 4.44%, which was the same as last month. Compared with the 4.89% in October last year, it decreased by 0.45%. Among the 35 cities monitored by Meltdown 360, the lowest average interest rate was 4.13% in Tianjin. During the National Day, 20 cities introduced restrictions on purchase policies, and the tightening of mortgage policies led to a 30% down payment for the first suite.
National preferential interest rate ratio: Super Bacheng Bank first home loan discount
      Among the 533 banks in the country, there are 3 banks with a down payment of 2.5 percent and 302 banks with a down payment of 30%, accounting for 56.66%. There are 26 banks with a down payment of 3.5% and one bank with a 40% down payment.
The first and second house loan rates for major cities across the country
      Beijing: The average interest rate for the first suite is 4.21%; Shanghai: The average interest rate for the first suite is 4.41%; Guangzhou: The average interest rate for the first suite is 4.21%; The average rate for the first suite in Shenzhen is 4.43%.
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          The main purpose of the current round of purchase of gold, nine silver and ten is to curb investment demand and prevent the real estate from continuing to overheat and cause a crash. However, the property market will not be able to enter the cold winter and stability will remain the theme of the future.
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