Rong 360 loan strategy > Special topic
The average interest rate of the first suite in the country was 4.44%, unchanged for three consecutive months.
The average interest rate for the first suite in the country in October was 4.44%, which was the same as last month. It fell by 0.45% from 4.89% in October last year. Among the 35 cities monitored by 360, the lowest average interest rate was 4.13% of Tianjin. During the National Day, 20 cities introduced a purchase restriction policy, and the tightening of the mortgage policy led to a 30% down payment for the first home.
National preferential interest rate ratio: over 80% of the bank's first home loan has a discount
      Among the 533 banks in the country, there are 3 banks with a down payment of 2.5%, and 302 banks with a down payment of 30%, accounting for 56.66%. There are 26 banks with a down payment of 3.5% and one bank with a 40% down payment.
Loan interest rates for first and second homes in major cities across the country
      Beijing: The average interest rate of the first suite is 4.21%; Shanghai: the average interest rate of the first suite is 4.41%; Guangzhou: the average interest rate of the first suite is 4.21%; the average interest rate of the first suite in Shenzhen is 4.43%.
Knot
language
          The main purpose of the gold, silver and silver ten-purchasing trend is to curb investment demand and prevent real estate from overheating and collapse. However, the property market is unlikely to enter the cold winter, and the smooth will remain the main theme of the future.
Related topics