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After the interest rate cut, the interest rate of the provident fund loan fell from 3.5% to 3.25%.

Time: 2015-08-25         Source: Rong 360         Author: Shen Xian

Since August 26, 2015, the central bank cut interest rates for the fourth time this year. Both commercial loans and provident fund loans were lowered by 0.25 percentage points.

Last time the central bank cut interest rate was June 28, 2015, when the interest rate of the provident fund loan was 3% for five years and below, and 3.5% for five years or more.

After this interest rate cut, the CPF loan interest rate was 2.75% for five years and below, and 3.25% for five years or more.

With the latest interest rate table of the provident fund loan:

Loan term Provident fund loan interest rate before fixing
5 years or less (inclusive) 2.75% 3%
More than 5 years 3.25% 3.5%

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