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Can I apply for an unsecured loan with a provident fund?

Time: 2015-04-16         Source: Rong 360 original         Author: bamboo

        Question: Hello! I have to pay a provident fund. Can I apply for an unsecured loan with a provident fund?


Answer: Hello!

It is ok in Weifang, Shandong. A few days ago, Weifang launched a public accumulation fund to pay employee network credit consumption loans, which is the first in the country. The housing provident fund deposits the employee network credit consumption loan, which is the consumer loan issued by Weifang No. 1 Bank using the employee housing provident fund data provided by the municipal housing provident fund management center to judge the employee's credit status and repayment ability. The application, approval, and lending of the loan are all operated through the Internet without a mortgage guarantee. Online application, eligible funds will arrive in 2 minutes, interest will be paid on a daily basis, and will be returned with the loan. This model is the nation's first in terms of network financing combining Internet finance and provident fund data. Providing a quick and convenient new channel for consumer financing for the housing accumulation fund.

The housing provident fund deposits the employee network credit consumer loan customer conditions: the applicant has deposited the Weifang Provident Fund Center for more than 2 years (inclusive), and the applicant has maintained an abnormal situation such as continuous payment, no payment, and overdue payment, and the credit record is good.

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