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Can I use a provident fund to apply for an unsecured loan?

Time: 2015-04-16         Source: Rong 360 original         Author: bamboo

        Question: Hello! I have to pay a provident fund. Can I use the provident fund to apply?Unsecured loans?

Reply: Hello!

It is possible in Weifang, Shandong. Recently arrived, Weifang launchedDeposit of Provident FundEmployee network credit consumer loans, which is the first in the country.housing fundDepositing employee network credit consumer loans is a consumer loan issued by a Weifang Bank using the housing provident fund data provided by the Shanghai Municipal Housing Provident Fund Management Center to determine the credit status and repayment ability of employees. The application, approval and lending of this loan are all handled through the Internet and no mortgage guarantee is required. Online application, eligible funds will arrive in 2 minutes, interest will be calculated on a daily basis, and will be accompanied by repayment. This model is the nation's first for network financing combined with internet finance and provident fund data. It provides a convenient and convenient new channel for consumer financing for the payment of housing accumulation fund employees.

The conditions for depositing housing fund deposits in the employee network credit consumer loan are as follows: The applicant pays more than 2 years (inclusive) in the Weifang Provident Fund Center. The applicant pays for abnormal circumstances such as continuous, unpaid and holdover, and has a good credit record.

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