- Which banks can apply for unsecured loans? When credit is introduced into credit consumption, microcredit cards can no longer satisfy people’s desire to consume more. This common phenomenon has created a boom in unsecured loans. So which banks can apply for unsecured loans? In fact, many banks now have access to unsecured loans...
- What issues need to pay attention to handling unsecured loans? Today, small advertisements for unsecured loans can be seen walking down the streets, attracting the attention of many consumers with favorable conditions such as low interest rates and simple procedures. For silks eager to borrow, unsecured loans are their best choice. But Xiao Bian...
- What are the benefits for civil servants when handling unsecured loans? Civil servants are rated as quality clients by banks and other lending institutions because of their stable work, stable income, and high income. Therefore, it is relatively simple for civil servants to apply for unsecured loans compared with other professions. So, apart from applying for unsecured loans, it's simpler...
- What are the bank unsecured micro-credit procedures? Bank unsecured microfinance, MicroCredit, is an individual or family-focused business loan. The amount of bank unsecured microfinance is generally more than 1,000 yuan and less than 100,000 yuan. Microcredit loan is a micro loan in technology and practical application...
- What are the conditions for a bank's personal unsecured loans in 2015? Banks’ unsecured loans do not require mortgages or guarantees. Banks are based on personal credit conditions to issue individual small unsecured loan loans at interest rates generally slightly higher than secured loans. Bank personal unsecured loan application conditions are as follows: 1, loan...
Which banks can handle unsecured loans
Unsecured microfinance refers to loans made by individuals or households for investment and management. The amount of loans is generally from a few thousand to 500,000 yuan. The borrower does not need to provide guarantees or provide any collateral. Less banks have exploited the greater risk of capital and have opened upUnsecured loansmarket.
Foreign banks include Standard Chartered Bank and Citibank. Chinese banks includeCITIC Bank,HSBC BankAnd Ping An Bank and so on. Do not look at the bank can be divided into other categories, but each has its own risk control means and mode of operation, reflected in the application threshold, they reflect their own different styles. For example, in the case of a foreign-funded bank, the income threshold for Standard Chartered is 5,000 yuan, while that for Citibank is 4,000 yuan.
For example, all Chinese banks have placed dangerous symbols on the “negative second generation”, but the Ping An Bank is independent and specializes in selling unsecured loan products to “house slaves” and “car slaves”. The loan amount is usually For the current month, 45 or even 60 times.
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