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Which banks can handle unsecured loans

Time: 2015-03-20         Source: Rong 360 original         Author: Chen Li

Unsecured microfinance refers to loans made by individuals or families for investment and management. The amount of loans is generally several thousand to 500,000 yuan. The borrower does not need to provide guarantees and does not need to provide any collateral. Less banks have opened up the unsecured loan market by taking a greater risk of capital.

Foreign banks include Standard Chartered Bank and Citibank, and Chinese banks include CITIC Bank, Hua Xia Bank and Ping An Bank. Don't look at banks can be divided into different categories, but each has its own style of risk control and mode of operation, reflected in the application threshold, they reflect their different styles. For example, the same is a foreign bank, the income threshold of Standard Chartered is 5,000 yuan, while Citibank is 4,000 yuan.

For example, all Chinese banks have put a dangerous symbol on the “negative second generation”, but Ping An Bank has become a lone lone, and has launched unsecured loan products exclusively for “house slaves” and “car slaves”. 45 or even 60 times for the current month.

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