Information > Ordinary article > Raiders channel > Car loan >  text

Loan to buy a car to sign the contract should pay attention to nine major precautions

Time: 2015-03-19         Source: Financial 360         Author: Ao Lu

With the advent of the era of automotive life, more and more friends will choose to buy a car loan. However, when most of my friends first bought a car for a loan, they did not understand how a car loan was handled because they did not get in touch with a car loan and could only pay step-by-step instructions to let them pay Where to sign to sign, until the loan approval to mention the car, but also drowsily do not know what to do. such as,Loans to buy a car what procedures need? How much down payment? What are the costs and so on.

This article is for everyone to wake up, for the car installments, signed a car loan contract, we must see clearly and ask the following nine aspects:

1, who is the lender? Loan refers to where the car for hire, what financial institutions? Which bank?

2, the borrower's information is correct registration? The borrower refers to the car buyer, as well as the spouse or guarantor's identity information, including ID number, address, contact information and so on;

3, the purchase of vehicles brand, model, color, displacement and car loan contract is the same;

4, the purchase of new car prices, down payment, loan principal is consistent with their wishes;

5, the loan deadline is correct, the general new car loan loan period of 1-3 years, financial companies can be extended to 5 years. Participate in the activities of the models have the loan deadline, the wrong time to choose not to enjoy the interest rate concessions;

6, What is the loan interest rate? Know or can calculate the total amount of interest during the entire loan term;

7, the monthly supply is how much? Whether with their own ability to match;

8, repayment method is what type? YesEquivalent principalstill isEqual principal and interest;

9, in addition to the vehicle as collateral for any other means of guarantee or collateral.

【Exclusive Articles and Disclaimer】 Any work that is marked "Melt 360 Original", without the written authorization of Melting 360, shall not be reproduced, excerpted or used in any other way by any of the above works. Have been authorized in writing, indicate the source of financial 360. Anyone who violates the above statement and infringes upon the legitimate rights and interests of Rong 360 will be investigated for legal liability according to law. Materials and conclusions in the works are for reference only and do not constitute operational recommendations. For written authorization, please email: academy@rong360.com

Comment lists (User reviews only users to express their opinion, does not mean that this site agree with their views or confirm their description)
you may also like
  • What are the precautions when signing the financial leasing contract?  What should you pay attention to when signing the financial leasing contract? In recent years, with the development of financial economy, finance leasing is more and more sought after in areas such as machinery buying and selling, but often in the leasing process involves the signing of leasing contracts, so for the friends who started the contract, ...
  • Matters needing attention when signing a loan contract: car loan mortgage need to be cautious three terms  What should I pay attention to when signing a loan contract? It is a well-known fact that as a legally protected legal act, both the lender and the borrower sign a legally binding loan contract at the time of borrowing. However, when signing a contract with a bank, there are often ...
  • What to look out for when signing a home purchase contract  Mortgage mortgage press: This article is a summary of the main pay attention to the problem of signing a house purchase contract 360 mortgage channel, I hope it can become an important reference for all of us in the future purchase, today is the first version to everyone, There are certainly many questions ...
  • What to pay attention to when signing a house purchase contract?  When signing a purchase contract, we must first determine the project documents are complete, you can request in the sales department to view these documents, only documents complete to reduce the risk of buying a home, you can apply for mortgage defaults. Pre-sale permit in many areas are now implemented 期房 network sign, net sign and ...
  • Sign the purchase contract to pay attention to five points  Buy a house is not easy, after layers of screening, when you make up your mind to buy, you also need to study the purchase contract. In addition to find a reliable developer, the following key must pay attention. Standard contract text Many developers will require buyers before signing a formal pre-sale contract ...