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China Merchants Bank "car purchase easy" application strategy and cooperation brand

Time: 2015-03-11         Source: Rong 360 original         Author: Ao Lu

Car purchase is easy. “I will increase the credit line of the credit card holder according to the credit card status of the credit card to meet the needs of the cardholder to purchase the designated brand car in the designated dealers. The cardholder can only bear a certain fee. A new type of car loan model that repays the purchase amount on a monthly basis and fully reduces the pressure on repayment.

advantage: 1, more brands, a wider range of choice;

2. The handling fee rate is low: the merchant merchants discount the interest rate and fully reduce the cardholder's installment cost.

3, the repayment period is longer: up to 24 months instalments.

Disadvantage: The application process is strictly reviewed

The official business of China Merchants Bank's credit card installment is called “Car Purchase Easy”. As long as the credit card holders of the Bank can apply for it, the review process is strict, and only the long-term cardholders invited by China Merchants Bank or certified are allowed. Can be approved by loan. The information requested by the client is very detailed: real estate license, social security information, driver's license, salary certificate, salary card, salary card for nearly six months, credit card, etc. All the originals need to be photographed, even the staff I have to go to the home to take a photo on the spot, and I will accompany the staff to personally log in to the labor security page to call out social security information and take photos. The degree of rigor can be seen.

  "Car purchase easy" car purchase process

Cooperation brand

Xiao Bian reminded that it is necessary to pay attention to the fact that the down payment cannot be paid by using the China Merchants Credit Card, which is also the same as other banks that have credit card purchase business. Moreover, China Merchants Bank conducts real-time audits on the order of car purchase orders, and generally gives the results of the audit within 4 hours. In case of special circumstances, the time limit for review is extended accordingly. This is also the place where the editor mentioned before the credit card installment car review speed is fast. After signing the contract and signing the car installment contract, you can drive the car and then repay it in installments.

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