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What are the conditions for Taobao loans?

Time: 2015-01-27         Source: Rong 360 original         Author: Li Zhijie

Today, Xiao Bian has seen us on 360 360 question and answer platform that many people are asking how Taobao loans? What materials are needed? Since some people have asked, Xiao Bian can't care. Today, Xiao Bian came to give you a good talk about what conditions are needed for Taobao loans.

There are two kinds of Taobao loans on the official website. One is an order loan and the other isCredit Loans. Whether you want to apply for an order loan or want to apply for a credit loan, you must first satisfy your identity as a Taobao seller. The following Xiao Bian told us about how to lend loans for order loans and credit loans? What are the conditions to meet?

Taobao order loan is a kindMortgage, The seller makes a loan by using the buyer of the shipped order as the mortgage. Because after the seller sells the product, it takes many days to get the payment from the buyer, and the circulation of funds remains unchanged. Therefore, the Taobao order loan is a very convenient fund solution.

  To successfully apply for Taobao order loan, you need to have the following conditions:

1) The shop registrant is 18 years old and has Taobao sellers with full civil capacity;

2) Taobao Store has been operating effectively for the last 2 months and has a valid trading volume every month;

3) Honest and trustworthy, store credit records are good.

  The application process for order loans is:

1) Fill in the loan information: In this step, you can choose whether you need to automatically loan according to your needs, and then enter the next step after completing all the personal data.

A. Do not check "Auto apply for loan": that is, only apply this time.

B. Check "Auto apply for loan": that is, you choose to automatically apply for a loan in the next system. In the next 60 days, you will apply for a loan every day (according to the results of the same day's system audit).

2) Confirm the loan content: In this step, you can refer to the maximum loan amount shown on the page and enter the amount of funds that you actually need. After confirming the loan contract and entering the Alipay password, the funds are generally approved by Taobao for 3 minutes. It will be issued to your Alipay account.

Next Xiaobian talk aboutTaobao Credit Loan. The credit loan does not need to be mortgaged, no guarantee is required, and the credit is taken from the owner only. The shop owner does not need to provide any charge (quality) charge. The owner’s credit rating is a loan credit rating, not a Taobao transaction credit that is a diamond rating.

  Credit loan application conditions are as follows:

1) Taobao Store has continued to operate effectively for the last six months, with effective trading volume every month and operating conditions are good;

2) Honest and trustworthy, the store has a good credit record;

3) The shop registrant is 18-65 years old and has full civil capacity.

  The credit loan application process is:

Enter I am the seller - store management - Taobao loan, click here to enter the credit loan, enter the loan page, click on the apply for loan button:

1) Fill in the personal information information: The first application needs to complete all the information, and the personal information page has the function of automatic preservation;

2) Fill in the loan quota and the period of use;

3) Determine the loan.

Read Xiao Bian's explanation. Will the parents who want to apply for the Taobao loan apply now? If you don't apply yet, make up my cry and write this article. In this small series to warmly suggest that everyone, if you can not successfully apply for Taobao loans, you can try to come to our financial 360 application for unsecured personal business loans.

Low-threshold, fast-paying credit loans

Ping An Bank - New Loan

Yixin - Pleasant Elite Credit

Standard Chartered Bank - Current Loan

Friends of the letter - second loan

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