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Does the resettlement house have a real estate license? Can I buy a resettlement house?

Time: 2014-11-03         Source: Fusion 360         Author: Du Juan
What is a placement house? Basic definition of resettlement house
 
Rong 360: Demolition and resettlement of houses are generally divided into two categories according to relevant regulations and policies:
 
One type is the supporting commercial housing built for the relocation of residents by major municipal projects or the middle- and low-priced commercial housing allocated to them. For example, the housing near the Olympics was demolished due to the construction of Olimp Park. According to the provisions of the relevant parties, if the resettler obtains such ancillary commodity housing, the ownership of the house belongs to the individual, but he cannot be listed and traded within 5 years of acquiring the ownership.
 
The other is due to the real estate development and other factors, such as dynamic demolition, dynamic demolition of the company through other means or on behalf of the purchaser to buy the low-priced commercial housing (compared with the market price).
 
Does the resettlement house have a real estate license?
 
360:: two situations
 
There are two types of resettlement houses:
 
1. The real estate allocated by the government or the medium- and low-priced commodity houses allocated to the government is owned by individuals, but it must not be listed within five years, and the real estate license can be processed after five years;
 
2. The other is the real estate development company to buy low-cost commercial housing, no difference with the general commercial housing, free listing, there is a real estate license.
 
 
Fusion 360: different results in different situations, some situations cannot be usedProvident Fund loans,Details are as follows:
 
1. If the demolition resettlement housing is not demolished and resettlement households can not apply for provident fund loans.
 
2. Demolition resettlement households can apply for the six-month period after obtaining the title deed tax certificateHousing provident fund loans.
 
3. If the land for resettlement has been classified as state-owned land, the house can be used as a property ownership certificate. If the resettlement housing is a fund-raising land, the ownership certificate cannot be obtained. So cannot loan
 
Therefore, as long as the real estate license is obtained, the loan can be made, and the provident fund and commercial loan can be processed; if the real estate license cannot be processed, the loan cannot be obtained; in addition, the 50-year resettlement housing cannot be used for provident fund loans.
 
How to apply for a real estate license in a resettlement house? What materials are needed?
 
1. House ownership certificate (received original);
 
2. Demolition of building ownership certificate (receipt of the original);
 
3. Demolition and Resettlement Agreements and Resettlement Resettlement Certificates (original);
 
4, check the file (receive the original);
 
5. ID card of the demolished; If the person to be demolished is a unit, it is required to submit the qualification certificate of the legal entity of the unit or other organization (copy of the original inspection copy), the power of attorney of the demolition unit to authorize the power of attorney (receipt of the original), the trustee ID card (inspection of original copy);
 
6. Qualification certificate of the legal person or other organization of the resettlement unit (copy of the original inspection copy);
 
7. Responsibility unit's legal representative power of attorney (collection of originals) _
 
8. The identity of the trustee of the resettlement unit (copy of the original inspection copy);
 
9. If it is necessary to increase the resettlement area, it is necessary to submit investment invoices or relevant certificates for increasing the resettlement area (accept the originals);
 
10, housing ownership registration application form (receipt window to receive, the parties to fill out).
 
Fusion 360 tips:
 
1. If the demolished person dies, he must first go through the inheritance formalities of the demolished house right, and then go through the registration formalities according to the above provisions.
 
2. If the demolished person belongs to Hong Kong, Macao, Taiwan and foreign nationals, he or she must submit the certificate issued by the national security department.
 
Resettlement housing transaction risk
 
The sale and purchase of the housing, although the buyers and sellers first sign the sales contract, handle the payment and transfer of the house, the practice of handling the transfer of the house after five years does not violate the law and is legal. However, compared with the ordinary commercial housing, the relocation and resettlement housing The transaction risk is much greater. This is mainly manifested in the following aspects:
 
1. The rise in house prices can easily induce sellers to default.
 
According to the policy, sellers will be able to transfer their homes to buyers only five years after they get their real estate license. In this long five-year period, the trend of housing prices is difficult to predict for anyone. When house prices rise sharply, sellers may be able to sell the house once again to higher-priced buyers.
 
2. The buyer cannot obtain the compensation benefits for the relocation of the house.
 
3, susceptible to uncertainties.
 
If the transaction time is too long, many unforeseen factors will induce disputes.
 
4. Demolition and resettlement houses without property rights may be unable to apply for property right certificates due to other reasons;
 
5. Within the long period of time before the purchase of a house is waiting for transfer, it may also occur that the house is used by the creditor to apply for closure of the court due to the seller’s own debt dispute.
 
6. Buying resettlement houses have policy risks
 
The transaction behavior of this type of housing is relatively easy to attract the attention of the state and regulate it, and raise or raise some barriers to entry into the market. For example, the house built by the government in June 2004 (excluding the resettlement housing), within five years after the property right certificate is processed Can not be listed trading transactions.

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