Since Yu Yuebao, various kinds of money fund babies have come out in succession to compete for the balance financial market.Nuo Fund
Also launched on its online direct sales platformNoon Cash Po
, to call board balance treasure. So what is better with this Jinan Cashbag compared to Yu Hebao? Let's make a comparative analysis below.
The risks are similar: the balance treasure is connected to Tianhong Zenglibao currency, and the Yanan cash treasure is linked to the currency of Noah. Both are money funds and they mainly invest in bank deposits within one year.Large deposit certificates
Such as risk-free money market instruments, the risk is low.
Similar income: As of August 19, the annualized revenue of Nuoan Cashbao was 4.193%, while that of the balance treasure was 4.159%. The income between the two was not much different. In fact, in the past few months, all money-money incomes have been declining. The gap between different products is not large. One month later, the 10,000-yield income will also vary by 3-4 blocks.
Liquidity: Noon Cash Po dominates. The Noon CashCard single/quick withdrawal limit is up to 1 million yuan, and the fastest one-second arrival. The balance of credit transfer to the bank card limit of 50,000 each, up to 50,000 per day, up to 200,000 per month, is not suitable for large amounts of funds into and out of operation.
Additional consumer payment function: Yu Baosheng wins. Yu Treasure is a Balanced Financing account for payment. It has a powerful payment function. It can support both Taobao shopping transfers and other payments. And now, Noah Cash has no consumer payment function.
Small financial review:
Which is better for Noah CashBlog and YuTangBao, depending on the personal financial goals of the user? Is it to facilitate spending or trying to get it down? If it is to save money, more people may choose the Noah Cash Po. This is also why Yuen Po is very good, but still can not meet everyone's financial needs.