Financial channel> School of Finance> Baby wheel war: how is the cash treasure and the balance of Po?

Baby wheel war: how is the cash treasure and the balance of Po?

Editor: Liao Xinfan Source: melt 360 original Date: 2014-08-20

Summary:

fromBalanceAfter the various types of money fund baby have come out, competing for the balance of financial markets. Lion Fund is also launched on its online direct sales platformLion Cash PoTo challengeBalanceThe Then this oneLion Cash PoversusBalanceIn contrast, in the end which is good, let us make a comparative analysis.
                    Since the balance of treasure, all kinds of money fund baby have come out, competing for the balance of financial markets.Lion FundAlso launched in its online direct sales platformLion Cash Po, Call the balance of treasure Then the cash mixture and the balance of the baby, in the end which is good, let us make a comparative analysis.

The risk is similar: the balance of Po docking is the days of Hongli Li Bao currency, Huoan gold treasure docking is theuan currency, both of which are monetary funds, the main investment in a year of bank deposits,Large depositSuch as risk-free money market tools, low risk.

Revenue similar: As of August 19, Lion cash Po on the 7th annual income is 4.193%, the balance of the treasure is 4.159%, the difference between the two little difference. In fact, in the past few months all the monetary fund income is declining, the gap between the different products are not big, a month down, million income also 3 to 4 difference.

Liquidity: Nuan cash treasure dominant. Lion cash bill single / single-day quick cash withdrawal limit of up to 100 million, the fastest 1 second account. And the balance of the treasure to the bank card each limit of 50,000, up to 50,000 per day, up to 200,000 per month, not suitable for large capital out of the operation.

Additional consumer payment function: the balance of Po wins. Balance is a payment for the balance of the financial account, pay a powerful, whether it is Taobao shopping transfer, or other payments can be supported. And Nuan cash treasure is currently no consumer payment function.

Small financial Comments:
Lion cash and the balance of the treasure which is good, depends on the user's personal financial goals is what? Is it easy to spend or to save as much as possible? If it is to save money, then more people may choose toon cash treasure. This is why despite the balance of Po is very good, but still can not meet all the financial needs.

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