Information > Ordinary article > Raiders channel > Unsecured loans >  text

Where does the unsecured loan go?

Time: 2014-08-06         Source: melt 360 original         Author: Li Zhijie

  Unsecured loansWhere is the application? Do not think this question is very simple, very white. Sometimes it is often so seemingly white problems are often stumped a large number of people. Unsecured loans because they do not need to mortgage, only personal credit can be obtained by the people of all walks of life like. But many people have heard of the name of unsecured loans, but do not know where to apply to unsecured loans. Today we are going to say where unsecured loans to apply?

In fact, ah, the most common lending institutions is so two, one is the bank, one is a small loan company. Now we have to talk about these two institutions, respectively.

Bank
  
Unsecured loan market is now more and more hot, but banks will not give up this piece of fat, and now there are more and more banks have launched a credit business. However, the bank's mortgage-free loan approval can be described as a strict death, only in the high-end crowd to break through success. Specifically, first of all your personal credit to be good, if you have recently appeared overdue, you do not want to. In addition, you have to have a stable income, the income level as "tight spell" the same, about the approval results. For example, if you are in Beijing, want to successfully apply for Citigroup's happy loan, then your monthly salary to meet more than 5000. At the same time, you will also have to provide proof of income issued by the unit and 6 monthsWage flowTo prove the authenticity of income. So look down, low income, cash to receive wages and other groups basically can waved, and the bank's unsecured loans missed.

Small loan company
If the bank's unsecured loans are for those high-end crowd and prepared, then the small loan companies such as non-financial institutions, unsecured loans is specifically designed for me and other silk. The same is unsecured loans, small loan companies on the requirements of the borrower more relaxed. Take income requirements for example, it is also in Beijing,Ping An BankThe new loan only requires the borrower's monthly income of more than 3000 just fine. In addition, in addition to bank water can apply for a loan, if the cash is also available to the loan. Of course, the conditions are loose, the interest rate will naturally be higher, compared with the bank's unsecured loans, small loan company's unsecured loan product interest rates will generally be higher, but the risk of small loans to others is also big, so interest rates High point is understandable friends

【Exclusive manuscripts and disclaimers】 Any work that engages in "360 originals" shall not be reproduced, excerpted or taken in any other manner by any unit, organization and individual without the written permission of the financial entity. Has been authorized in writing, indicating the source of financial 360. Violation of the above statement on the financial rights and interests of financial infringement, will be held in accordance with their legal responsibility. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization please send an email to: academy@rong360.com

Comment list (User comments only for users to express their views, does not mean that this site agree with their views or confirm their description)
you may also like
  • Xi'an: Which unsecured loan product does the stabilizer apply?  No car, no room, as long as there is a fixed income, the loan is still organic to find. At present, most financial institutions are the main push unsecured loan products, so that the original no way to see the borrower to see the vast sky. All this is based on the borrower has the ability to repay, that is, the premise of the work ...
  • What kind of unsecured loan products can I apply for a monthly salary of $ 1,000?  In the increasingly hot unsecured loan market, a wide variety of differentiated products debut, the borrowers for the good news also flew flying. Today, financial experts and 360 financing for everyone to bring what kind of good news? As the title of the cloud, the monthly salary of only a thousand dollars ...
  • "Three no" Beijing wage earners apply for which unsecured loan products? Loans are a tool that can help people deal with cash flow. Some people say that it is difficult to apply for a loan, especially the "three noes" who have no room, no car and no credit record, but "the world is not difficult, I am afraid people" There is no work to worry about less than money section. ...
  • Unsecured loan application  Want to get unsecured loans, you can not take it for granted that by their own quality conditions to obtain loans on the words no longer. In order to efficiently dream, you still have to know ourselves, to see if their conditions to meet the requirements of the lending institutions Caixing! Although including the bank, ...
  • Is the lowest interest rate unsecured loan product going?  Last week Xiaobian I decided to be like a "report boss" the same series, this week I have finalized the column name, called "report the user." how is it? Is not easy to understand and high-end atmosphere! Of course, our sponsors are still invariable mortgage loans ...