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Unsecured loan application process 2014
Unsecured loansThe general threshold is low and the approval is fast. Now let's take a closer look at the application.MortgageWhat processes go from the borrower to the bank.
First, the borrower submits a loan application and provides the required materials
1. Borrower's second-generation ID card;
2. Proof of work income provided by the company (seal);
3. Nearly 3-6 months bank water bills;
4. Proof of residence. General electricity and gas bills;
5. Fill in the "Loan Application" including the loan amount, use, repayment ability and repayment method.
Second, bank approval
The bank judges the borrower’s qualification by analyzing the borrower’s bank account, (debit card, credit card, stock, bond, etc.)Credit LoansQualified clients, banks are allowed to sign loans.
Third, sign a loan contract
In the "loan contract", the type, purpose, amount, interest rate, term, repayment method, rights and obligations of the lender and borrower, liability for breach of contract, handling of disputes, and other matters that the two parties consider necessary to be agreed are stipulated.
Fourth, loan issuance.
5. The borrower repaid on time.
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