- Five differences between mortgage and pledge The difference between mortgage and pledge is mainly reflected in the following five aspects: (1) The subject of mortgage is movable property and real property; the target of pledge is movable property and rights. (2) The collateral is not transferred to possession; the pledge is transferred to possession. (3) The parties may voluntarily handle the mortgage registration, mortgage...
- What are the differences and links between mortgage and pledge? Do you know what? Mortgage and pledge are both guarantees. The two have a common role and are set up to protect the interests of creditors, but there are many differences between the two. Rong 360 tells you what are the differences and links between mortgage and pledge? Do you know that? What is a mortgage? Mortgage is...
- The difference between movable property pledge and rights pledge There are three main differences between the movable property pledge and the rights pledge: (1) The contract is different. The target of movable property pledge is tangible movable property; the object of pledge of rights is the intangible right. (2) The transfer of the subject matter is different. Movable property pledge, the pledgor pays the pledgee...
- What are the differences between the three types of loan guarantees such as guarantee, mortgage and pledge? In the process of online loan investment, we often see credit labels, mortgage targets, etc. In the project description, we will also see the borrower's guarantee guarantee, real estate mortgage guarantee and vehicle, bill pledge guarantee and other forms of guarantee. Then, the three guarantee methods of guarantee, mortgage and pledge...
- What is the difference between a movable property pledge and a rights pledge? What is the difference between a movable property pledge and a rights pledge? Question: Rong 360 loan expert, hello! What is the difference between movable property pledge and rights pledge? Rong 360 loan expert reply: Hello! Movable property pledge refers to the debtor or a third person transferring their movable property to the creditor’s possession,...
What is the difference between mortgage and pledge? Essential difference
The difference between mortgage and pledgeWhat is the main thing? Wang is a third-year student of a university's economics. When he was pursuing an economic law course, he encountered “mortgage” and “old”.PledgeThese two words, because of the extensive content of the course, he has not figured out the difference between mortgage and pledge. After finishing, Xiaobian will briefly summarize them as follows, hoping to help them never understand the two words. Children's shoes.
First of all, the concept of the two is this:
Mortgage means that the debtor or a third party does not transfer the possession of the collateralized property stipulated by the law, and the property is used as a guarantee for the creditor's rights. When the debtor fails to perform the debt, the creditor has the right to give priority to the price of the collateral sold according to law.
The pledge is that the debtor or a third party transfers its movable property to the creditor's possession, and the movable property is used as a guarantee for the creditor's rights. When the debtor fails to perform the debt, the creditor has the right to give priority to the price of the movable property according to law.
Second,The difference between the two mainly reflects the following points:
1. The subject matter of the mortgage is usually real property, special movable property (car, boat, etc.); the pledge is mainly movable property.
2. The mortgage must be registered to take effect, and the pledge is only required to be possessed.
3. The mortgage has only a simple guarantee effect, and the pledge pledger not only controls the quality, but also reflects the effect of the lien.
4. The realization of the mortgage is mainly through the application to the court for auction, and the pledge is directly sold.
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