- The five major differences between mortgage and pledge The difference between mortgages and pledges is mainly reflected in the following five aspects: (1) Mortgage objects are movable property and immovable property; pledged objects are movable property and rights. (2) The mortgaged property is not transferred; possession of the property is transferred. (3) The parties can voluntarily handle mortgage registration, mortgage...
- What are the differences and links between mortgages and pledges? Do you know Mortgages and pledges are all forms of guarantees. They have a common role and are set up to protect the interests of creditors. However, there are many differences between the two. Rong 360 tells you what is the difference between mortgage and pledge? Do you know it? What is a mortgage? Mortgage is...
- The difference between chattel mortgage and rights pledge There are three main differences between the chattel mortgage and the right pledge: (1) The subject of the contract is different. The object of pledge of movable property is tangible movable property; the object of pledge of right is intangible right. (2) The subject matter is transferred in different ways. The pledge of movable property, the pledger pays to the pledgee...
- What are the differences between the three guarantee methods of guarantee, mortgage, and pledge? In the process of online loan investment, we often see credit and mortgage bonds. We will also see guarantees such as guarantees provided by borrowers, guarantees for real estate mortgages, and pledges for vehicles and bills. Then, guarantees, mortgages, and pledges are three guarantees...
- What is the difference between chattel mortgage and rights pledge? What is the difference between chattel mortgage and rights pledge? Question: Melt 360 loan expert, hello! What is the difference between chattel pledge and rights pledge? Financial 360 loan expert reply: Hello! Mortgage pledge refers to the debtor or a third person transferring his movable property to the creditor’s possession,...
What is the difference between mortgage and pledge? Essential difference
The difference between mortgage and pledgeWhat is the main thing? Wang is a third-year student of a certain university’s economics. He encountered “mortgage” and “money” when he was studying economic law courses.Pledge"These two terms, because of the breadth of the content of the course, he has not been able to understand where the difference between the mortgage and the mortgage is. After finishing, Xiao Bian will simply summarize them as follows. I hope that I can't understand the two words. Children's shoes.
First of all, the concept of both is like this:
Mortgage means that the debtor or the third party does not transfer possession of property that can be used as mortgage under the law. The property is used as a guarantee for the creditor's rights. When the debtor fails to perform the debt, the creditor has the right to be paid in accordance with the law in accordance with the price of the mortgaged property.
Pledge, that is, the debtor or the third person will transfer his movable property to the creditor’s possession, and use the movable property as a guarantee for the creditor’s rights. When the debtor fails to perform the debt, the creditor has the right to be paid in accordance with law according to the price of the movable property.
Second,The difference between the two mainly reflects the following points:
1. The subject matter of the mortgage is usually immovable property, special movable property (car, boat, etc.); the pledge is based on movable property.
2. The mortgage must be registered before it takes effect and the pledge only needs to be possessed.
3, the mortgage is only a simple security effect, and the pledger in the pledge of both quality control, but also reflect the retention effect.
4. The realization of the mortgage right mainly applies to the court for auction, while the pledge is more directly sold.
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