Information > Ordinary article > Raiders channel > Unsecured loans >  text

What are the applications for unsecured loans?

Time: 2014-06-03         Source: melt 360 original         Author: Chen Li

  Unsecured loansDo not need collateral, only personal highlights of the highlights of the debut, so that the funds hunger, the lack of effective collateral people thumbs up, praised. Excited, the loan novice, the most concerned about the problem is probably "how to handle noMortgageNow, we will introduce two of the most common unsecured loan application channels, hope to help you.


Bank of unsecured loans approving strict, only in the high-end crowd to break through success. Specifically, good personal credit is necessary, in addition, the income level is like "tight spell", like the borrower's approval results. In Beijing, for example, the borrower's income to reach 4,000 yuan, is expected to join the ranks of bank loans. At the same time, in order to ensure the authenticity of the borrower's income, not only need their work issued by the unit to prove that at the same time 3-6 months to punch the wages generatedBank waterIt is also an indispensable application material. In such a principle, low income, cash to receive wages and other groups can basically waved, and the bank missed.

Non - bank financial institutions

Non-bank financial institutions as a supplement to the bank to make up for its shortcomings in the service, where you will be surprised to find that the loan demand is easily met. Take income requirements, the same in Beijing, just accept a monthly salary of 3,000 yuan office workers apply for unsecured loan products, no less than 4, such as the letterNew salary, Delivery of the QuartetElite Credit, In the exchange of good loansSalary, Through the investmentSalary, So and so can be described as low-income people feel the warm sunshine.

In addition, do not rigidly adhere to the traditional sense of the form of bank water, if you pay for the cash to pay the way, then only the wages of the monthly fixed-time deposit into the same bank card, 6 months after the self- The same can be recognized.

It can be seen that the existence of non-bank financial institutions to fill the blank silk market loans blank. However, the other side of the coin opened, the risk of such institutions is bound to increase, in order to balance the risk, natural fees are not an advantage.

【Exclusive manuscripts and disclaimers】 Any work that engages in "360 originals" shall not be reproduced, excerpted or taken in any other manner by any unit, organization and individual without the written permission of the financial entity. Has been authorized in writing, indicating the source of financial 360. Violation of the above statement on the financial rights and interests of financial infringement, will be held in accordance with their legal responsibility. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization please send an email to:

Comment list (User comments only for users to express their views, does not mean that this site agree with their views or confirm their description)
you may also like
  • Who is not easy to apply for unsecured loans?  Unsecured loans, as the name implies, does not need to provide collateral, borrowed by good personal qualifications. It came out, the solution of a lot of lack of mortgage qualification, but the urgent need to use money friends of the urgent needs. But do not ignore the good keywords, if you ...
  • Which banks can apply for unsecured loans  Into the credit when the credit, micro-credit card has been far from being able to meet people's desire to advance consumption, this common phenomenon created a mortgage-free fire. So which banks can apply for unsecured loans? In fact, many banks are now involved in unsecured loans ...
  • What are the short-term unsecured small loan application conditions?  Unsecured small loans, that is, micro-credit loans, is the individual or family as the core of the business loans, the amount is generally less than 100,000 yuan, more than 1,000 yuan. Financial 360 (fangdai123) tell you what is the short term unsecured small loan application conditions? As the name suggests, refers to the loan ...
  • Monthly income of 3,000 yuan can apply for unsecured loan products  Carpool fight better than to fight personal qualifications, in the unsecured loan market, this language out of a lot of people's voice. And low-income people are empathy, limited by the income of the reason, repayment ability is often questioned, and even frequently by the lending institutions shut out. However, in production ...
  • No credit records can apply for unsecured loans?  Generally speaking, banks and small loan companies in the review of the qualifications of the borrower, if you do not have credit records, generally your application will be rejected, or simply you do not have the qualifications to apply for unsecured loans. So, no credit records really can not apply ...