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Can I apply for a loan after I applied for a loan a year ago?

Time: 2014-05-23         Source: Rong 360 original         Author: bamboo

        Question: Hello! If the application was not approved a year ago, can I still apply for a loan?


Reply: Hello!

As long as the application is not rejected because of the provision of false information, you can apply again. For example, applying for Standard Chartered Bank’s current lending group should prepare the following information:

1.personal loanapplication;
2. Identity document: Chinese resident identity card;
3. Proof of residence: I have a financial product statement (such as a credit card) or a public utility bill or a real estate license or a residence booklet for any month in the past three months; I must provide a residence permit or a temporary residence permit in addition to my family registration. (Not suitable for Shenzhen temporarily);
4.Proof of incomeDocuments: My bank's payroll records (such as: passbook) and the past three monthsPersonal Income TaxTax receipts or proof of income or pay slips issued by the company.

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