Construction Bank credit card installment car flow
Edit: Luo WeiSource: Financial 360 originalDate: 2014-04-29
Construction Bank credit card installment car refers to the cardholder at the dealer to submit staged car applications to the Construction Bank, China Construction Bank, after approval, the first payment by the cardholder and for insurance and other procedures, the customer at the dealer credit card car, and installments also To the bank In fact, Construction Bank
Construction BankCredit card installmentCar refers to the cardholder at the dealer to submit staging applications to the Construction Bank, China Construction Bank approved after the approval, the cardholder pay the first payment and insurance and other procedures, the customer credit card at the dealer car, and installments repayments to the bank. In fact, China Construction Bank first put the money on the user.
Financial 360 Xiaobian for your analysis of China Construction BankCredit card installment process :
First, the customer at the dealer to submit the car staging application materials
Application required to produce the following materials:
(1) Dragon Card Credit Card (student card, business card, affiliated card and guarantee card can not handle staging business)
(2) ID card
(3) proof of work and proof of assets
Second, dealers need to submit customer application materials CCB
1. Dealer in the check of the above materials, the application materials provided to the Construction Bank:
(1) a copy of ID card front and back and a copy of the front and back of the credit card
(2) "Dragon Card Credit Card Purchase Installment Order" Bank Union
(3) proof of work or a copy of proof of personal assets
Tips: In order to improve the examination and approval of the adoption rate and approval of the amount, as much as possible to prompt the user to provide proof of work or proof of personal assets.
Third, the dealer inform the customer to handle the relevant formalities
Dealer receivedConstruction Bank Credit Card CenterAfter the notice, notify the customer pay the first payment, purchase insurance, the card and other related procedures.
Note the following:
1, the down payment is the net price minus the approved amount, at least 30% of the net price, can not be used to credit card credit card credit card payment.
2, only robbery and car damage insurance is CCB regulations must purchase insurance, buy at least one year, the first beneficiary of the owner.
3, the license must be on the owner's own license.
Fourth, the customer submitted to the Construction Bank petty materials
Please paragraph material:
(Original), "Dragon Card Credit Card Car Installment Receipt" Bank of China (original), "Dragon Card Credit Card Car Installment Dealer Request" (original), "car contract" Photocopies, ID cards, credit card copies, copy of car invoices, copy of purchase insurance invoices and insurance copy, proof of receipt of payment down payment (such as a copy of the receipt), proof of work or proof of assets.
Note: The above petition materials must be submitted by the client to the local CCB card center
Fifth, determine the installment amountRepay on time
After receiving the application, CCB Subproject will review and approve the application and the user can pick up the car at 4S shop. After that, according to the agreement of the bank, the sub-commission, installment period and installment fee will be repaid monthly on time .
Financial 360 Xiaobian reminded: In accordance with the provisions of the bank, the lender should be pre-stored in the settlement account in advance to repay the principal and interest installments, otherwise, China Construction Bank will charge some late fees.
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