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Which bank is good for personal loans?

Time: 2014-04-28         Source: Rong 360 original         Author: bamboo

So-calledpersonal loanRefers to the local and foreign currency loans issued by the lender to eligible natural persons for personal consumption, production and management purposes. So, where is the personal loan in 2016?



In short, personal banks choose which bank is the best, which needs to be compared by comparison. The specific comparison method includes, in the case of meeting the borrower's financing needs, which bank application conditions are more relaxed, the process is relatively simple, and the most important isLending ratesLower, if you are in urgent need of capital turnover, loan time is also an important consideration.

In fact, in addition to banks, various small loan companies are also an important way to apply for loans. If you don't know much about loan products, the best way is to use a financial search platform to filter, so you can compare various banks and small loan companies.

IndividualLoan processas follows:

1. Application: The borrower holds a valid identity document and the relevant information required by the bank, fills in the application form for credit, and submits a credit application to the handling office;
 
2. Approval: Investigate the credit status of the borrower, approve it according to the procedure, and notify the borrower of the result of the examination and approval;
 
3. Signing: After the application is approved, the borrower and the credit agreement give the borrower a credit line;
 
4. Payment: After the borrower has obtained the credit line, the borrower can apply for the payment at any time, and the bank will issue the loan to the borrower's personal account.
 
Since the other banks have different personal loan regulations, the process will be different. Please refer to the specific regulations of each line when handling.

Several loan products with fast lending and low interest rates

Baoshang Bank - Happy Family Loan

Bank of Beijing - Jin Baobao

Shanghai Pudong Development Bank - Universal Gold

Pay attention to the "Full 360 mortgage" (fangdai123) public number, click on the menu "I want to loan", smart match, manual service, easy to find the right loan. Borrowing money can be so intimate.

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