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Which bank is good for personal loans?
So-calledpersonal loanRefers to the loans denominated in domestic and foreign currencies issued by the lender to qualified natural persons for personal consumption, production and business use, etc. Then, personal loans in 2016 where good?
In simple terms, which bank is the best choice for a personal loan depends on the comparison. Specific comparison methods include, in meeting the financing needs of borrowers, which bank is more lenient conditions for the application process is more simple, the most important isLending ratesLower, if you urgently need cash flow, lending time is also an important consideration.
In fact, in addition to banks, various small loan companies are also important ways to apply for loans. If you do not know much about your loan product, the best way to do this is through a financial search platform, which allows you to compare various banks and small loan companies.
PersonalLoan processas follows:
1. Application: the borrower holds a valid identity documents and bank requirements of the relevant information, fill out the credit application form, to the handling bank to apply for credit;
2. Approval: The borrower's credit situation investigation, according to the procedure for approval, and notify the approval of the borrower;
3. Signing: After the application is approved, the borrower and credit agreement, give the borrower credit line;
4. Payment: After the borrower has obtained the line of credit, he may apply for payment at any time with the bank, and the bank will issue the loan to the borrower's personal account.
Because other banks have different requirements for personal loans, there will be differences in handling procedures. Please handle the specific provisions of the bank shall prevail.
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