- Guangfa credit card purchase car installments how to apply? There are car owners, going out will be a lot easier, but there is a car-buying heart, not the strength to buy a car, how to do? In order to meet everyone's needs, banks have launched credit card installment business. Today, the 360 Xiao Bian came to explain carefully to everyone about Guangfa...
- Can I buy a used car for a loan? Application conditions Can I buy a used car for a mortgage loan? Of course. In recent years, as the Chinese auto market has entered the fast-track development, the used car market has also become increasingly prosperous. The second-hand car loans refer to commercial banks that are issued to individual borrowers for the purchase of consumer-used second-hand cars and purchased vehicles.
- Which used cars can not buy? The so-called used car refers to a motor vehicle that is registered with the public security traffic management agency and is still in service before it reaches the retirement standard set by the state or in the economic and practical life cycle. The following four kinds of used cars are best not to buy: Leasing company's used car is not ...
- Is it necessary to use a credit card to buy mobile phones in installments? Some student friends want to change mobile phones (such as the arcade iphone), but for the moment there is not much money, ask parents to be embarrassed, and no credit card many unfavorable factors, can install payment to buy a mobile phone? Many years ago, the business of buying mobile phones by installments was for the purpose of...
- What are the reasons for applying for credit card installment payment rejection? Question: Melt 360 financial experts, hello! What are the reasons for the rejection of installment credit card installments? Financial Financial Expert Answer: Hello! The reasons why a credit card installment payment is rejected are as follows: 1. The available balance of your credit card is already...
Can I buy a used car to apply for a credit card installment?
just nowCredit card stagingPayment for buying a car has become a trend, but generally this kind of business is only for new cars. It is difficult to find a bank that accepts loans for buying used cars. If the loans are handled through such channels as used car agencies and auto finance, the cost will be much higher. Buy used cars canApply for a credit cardIs it staged?
It is reported that in some areas where used car transactions are developed, banking institutions such as Bank of China, Industrial and Commercial Bank of China, and Construction Bank have started second-hand car loan business, but banks generally choose to cooperate with third-party guarantee companies or insurance companies to set application thresholds for used car credits. It is also more demanding than the new car. Such as ICBC Xiamen Branch join handsChinese People's InsuranceXiamen Branch of P&C Insurance has launched the "ICBC Car Buying Po" used car guarantee insurance credit card car business. Customers can choose from 12 periods, 24 periods, 36 periods, 3 instalment periods, one-time payment commission, or monthly payment by instalments. At present, the 12-time fee rate for a one-time payment is 4.2%, and the monthly payment is 4.8%. Taking the 10,000-yuan instalment as an example, if you choose to pay the monthly commission, the fee is only 40 yuan/month.
Therefore, Financial 360 Xiao Bian reminds you that when buying a used car, you should not only consider using a used car intermediary or an auto finance company to apply for a loan. You can check whether the local branch has related businesses for used car credit card installments, leaving a lot of money left. It!
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