- What is the interest on pawn loans? Pawn loans as a supplement to banks, mostly for people who can not meet the conditions of bank loans or the pursuit of lending speed, thus becoming the eyes of the public in the civilian banks. However, the pawnshop, after all, is not a financial institution, the risk of large loans and regardless of the free money is ...
- What is the maximum interest in pawn in 2015? The pawnshop is also called a pawn company or pawnshop, which is a non-bank financial institution that mainly finances as a pledge for paid borrowing. To change money is the essence of the pawn and the mode of operation. When the household has a certain value of their property to the pawnshop actually occupied ...
- Can the pawns be withheld? December 2013, Gou Ruhui due to business needs, and pawn shops signed a "pawn contract", agreed to gold for 500,000 yuan, the monthly rate of 0.06%, monthly service rate of 27, pawn period of three months. Can be when Gou Ruhui to receive when the gold, found only 491000 yuan. pawn...
- Pawn of the loan matters Lack of funds and the bank can not lend the case, you can choose to pawn pawn pawn temporarily alleviate the funding problem. So, to pawn pawn pawns need to pay attention to what matters? Matter what kind of items can be mortgaged today, pawn business than the original wide, not ...
- What items can be in pawn pawn pawn? Problem: financial 360 loan experts, hello! What items can be in pawn pawn pawn? Rong 360 loan expert reply: Hello! Pawn shops can be pawn items in addition to real estate, but also to accept other kinds of valuable mortgages, collateral, such as cars, jewelry, yellow ...
What is the interest on pawn loans?
Pawn loans as a supplement to the bank, most of the faces can not be metBank loan termsOr the pursuit of the speed of the crowd, so become the eyes of the public "civilians" banks. However, after all, the pawn is not a financial institution, the risk of lending large and regardless of whether the free money is limited, these factors can not be ignored whether the pawn line of interest is much higher than the bank?
It is understood that pawn charges are generally divided into two parts, one is based on the loan interest rate interest rate charged; in addition to the monthly management fee, the maximum does not exceed 4.2%.
However, the collection of different types of goods (quality) of the monthly management fee fees are also different, can be divided into three categories: cars, antique, jewelry and other movable propertyPledge, The maximum monthly management fee shall not exceed 4.2%; shops, residential, office and other real estate mortgage, the maximum shall not exceed 2.7%; shares, bonds and other property rights pledge, the maximum shall not exceed 2.4%.
Although the pawns of the charges were significantly higher than the bank, but many pawns or give the borrower "breathing space", did not meet the standard ceiling. For example, Vanguard International pawn shops and vehiclesMortgage, Respectively, in accordance with 2.5% and 4.0% of the monthly management fee, the monthly rate of 0% of the standard interest rate. Can be seen in the scope of fees, the pawn shops have their own set of pricing system, the borrower may wish to shop around.
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