Guaranteed fixed income
Edit: Rong 360 finishing
Source: Rong 360
The capital preservation fixed income refers to the commercial bank paying the full principal and fixed income to the investor in accordance with the contract.
Guaranteed fixed incomeIt means that the commercial bank pays the full amount of principal and fixed income to the investor in accordance with the contract. The capital fixed-income products purchased by investors are subject to fixed income after maturity, and the investment risks are all borne by the bank. But investors are not completely unconditionally getting fixed income. The regulatory layer is to prevent banks from raising interest rates, and stipulates that banks cannot unconditionally commit to fixed income. In the capital preservation fixed income product, the contract stipulates that the bank has the right to terminate the product early at a specific time or under certain conditions, and the investor does not own it.
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