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There are more and more questions about products. How long does it take to calculate the revenue after purchasing Internet wealth management products? Is there any charge for Internet banking? Here are some tips on how to manage your Internet finances.
Purchase redemption date
Is it possible to calculate the income immediately after purchasing an Internet wealth management product? In fact, the fund company will confirm the share on the second working day after the purchase, and will start to calculate the income for the confirmed share, so it is not suitable for purchase after 15:00 on Friday. Neither enjoy the benefits of Friday, Saturday and Sunday, nor the interest of demand deposits. It is best not to redeem on Thursday, and not to enjoy the proceeds and interest for three days.
Network financing zero charge
Internet wealth management products are notBank wealth management products
There are various charging items as well? This is a problem that is of concern. At present, all Internet wealth management products are purchased and redeemed for zero commission. However, it is not excluded that there is a possibility of charging in the future. Please read the product description carefully.
Protect accounts from being stolen
In addition to the benefits of Internet wealth management products, the most worrying thing is its security. Protecting your wealth management account begins with developing good account usage habits. Please try not to log in to your financial account on the public computer. If you use the mobile client operation, you should set a password for the mobile phone, and do not keep the login name or account of the mobile banking, and properly keep the mobile banking login password.
Since the second half of last year, Internet wealth management products have been able to maintain an annualized rate of return of around 6%. Since the beginning of this year, the yields of various Internet wealth management products have been slowly declining. From the performance of money market funds in recent years, the annual rate of return mostly fluctuates around 4%. Therefore, from a longer trend, the profitability of Internet wealth management is also likely to gradually return.