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Is personal ID microloan credible?

Time: 2014-03-17         Source: Rong 360 original         Author: Su Han

There are many advertisements on the Internet that pop up as long as they have a personal ID card and no mortgage is required. This is undoubtedly a boon for many people who have unstable jobs or special jobs, and who have liquidity problems. However, as a commercial institution with a difference in deposits and loans as a source of income, is there such a relaxing loan condition? ? In other words, personalID micro loanIs it credible?

Its implementation of micro ID loans in the market for personal identification cards generally includes two types:

The first type of personal identification microcredit is actually unsecuredCredit Loans, Although it does not require collateral, but forUnsecured loansThe proof materials needed are far more than ID cards, and they need to be providedProof of incomeA series of materials, such as proof of residence, proof of work, etc. The identity card is only a necessary condition. This is generally a gimmick on the website.

The second type of personal identification microcredit is in fact a secured loan. The amount of material you need to provide for this type of loan is really small, but the demand for a guarantor is relatively high. The guarantor needs a stable income, a fixed occupation, and Willing to provide you with a guarantee, in this case you only use a personal ID card to prove your identity and qualified guarantors are willing to vouch for you, you can indeed credit.

  Fusion 360Remind everyone that many criminals use the mentality of borrowers eager to raise funds and use personal ID micro loans as the starting point to defraud. When you go out, you will see loans that need to pay the fees before the loan funds arrive. Companies need to be careful, and it is very likely that they will no longer be able to contact after they have received the fee.

Urgent money? We have reviewed hundreds of micro loan products! Pay attention to WeChat public account number "qiansousou360", reply "emergency money", and no longer afraid to borrow money.

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