Information > Ordinary article > Raiders channel > Novice loan >  text

Is personal ID micro-credit credible?

Time: 2014-03-17         Source: Financial 360 original         Author: Su Han

Currently there are many online advertising pop-up as long as there is a personal ID can get a loan, without any mortgage. This is undoubtedly a boon to many people who are unstable in their jobs or who work rather differently, and who have capital problems and turnarounds, but is it so easy to lend as a commercial institution that uses loans and deposits as a source of revenue? ? That is to sayID microcreditIn the end credible?

In fact, there are generally two types of microcredit for personal identification cards on the market:

The first microcredit of personal identity card is actually unsecuredCredit LoansAlthough it really does not need collateral, but forUnsecured loanIn terms of information required to prove far more than ID cards, but also need to provideProof of income, Proof of residence, proof of work and a series of documents, but only a necessary ID card, this is generally a gimmick on the site.

The second type of personal identity card microcredit is in fact a guaranteed loan. This type of loan you really need to provide the material is indeed small, but the requirements for the guarantor is relatively high, the guarantor needs a stable income, a fixed job and Willing to give you a guarantee, this case you only need to prove their identity with a personal ID card and eligible guarantors are willing to give you a guarantee, you can indeed lend money.

  Financial 360Remind everyone that many unscrupulous elements take advantage of the lender's eagerness to raise funds and use a personal identity card as a starting point for cheating. When you go out and see those loans that need to be paid before the loan funds arrive Companies have to be careful, it is likely that they will no longer be able to contact the fees charged.

Urgent money? We evaluated hundreds of small loan products! Concerned about the WeChat public number "Money Search" (ID: qiansousou360), reply "urgent money", no longer afraid to borrow money.

【Exclusive Articles and Disclaimer】 Any work that is marked "Melt 360 Original", without the written authorization of Melting 360, shall not be reproduced, excerpted or used in any other way by any of the above works. Have been authorized in writing, indicate the source of financial 360. Anyone who violates the above statement and infringes upon the legitimate rights and interests of Rong 360 will be investigated for legal liability according to law. Materials and conclusions in the works are for reference only and do not constitute operational recommendations. For written authorization, please email: academy@rong360.com

Comment lists (User reviews only users to express their opinion, does not mean that this site agree with their views or confirm their description)
you may also like
  • 2015 personal identification micro-credit credible?  Often encounter small ads on the streets, online advertising pop-up and telemarketing, etc. as long as an ID card to loans, and does not require mortgages and guarantees. This is a problem for some people who are unstable in their work, have special jobs or are in urgent need of money but can not prepare the materials required by the bank ...
  • Is personal credit card microcredit credible? After reading the second understand!  As long as there is a personal ID card will be able to get a loan, which for many job instability or work is rather special, and there is undoubtedly the capital flow of people who bring the issue is undoubtedly bring the gospel, Rong 360 (personal information card tell you a small Loans really credible? After watching seconds ...
  • Is personal ID micro-credit really? Do you fly?  Credit spending is now more and more fire, many sites will have micro-credit recommended ads, claiming that there will be an ID card under the loan. So, personal identification micro-loan is true? Do you fly? Personal Identification Card on the market microcredits really false, really divided into two kinds ...
  • How to apply for a personal ID micro-loan?  Advertising id card loans skyrocket, for those who are anxious to spend money, this is simply life-saving straw. However, some petty white is very shy, these are true? How to apply for a personal ID micro-loan? Formal micro-loans are divided into two situations: the first one ...
  • How to apply for a Personal ID Card?  There is a lot of information about personal identification cards and many people are very concerned about it. It is reported that personal identification cards are small loans are a guarantee of loans. The general procedure for applying for a microcredit of a personal ID card is as follows: First, fill in the applicant's family contact information and guarantee ...