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Is the personal ID card small loan credible?

Time: 2014-03-17         Source: Rong 360 original         Author: Su Han

At present, there are a lot of advertisements on the Internet that can be used to obtain loans without a personal id. This is undoubtedly a good news for many people who are unstable or have special jobs, and who have problems with turnover. However, as a commercial institution with a poor loan-to-debt source, is there such a simple loan condition? ? In other words, is the personal ID card small loan credible?

In fact, there are generally two types of personal ID card loans on the market:

The first type of personal ID card is actually an unsecured credit loan. Although it does not require collateral, the proof of the unsecured loan is far more than the ID card. It also needs to provide proof of income, proof of residence, work. Proof of a series of materials, and ID card is only a necessary condition, this is generally a gimmick on the website.

The second type of personal ID card is actually a secured loan. You need to provide less material for this type of loan, but the requirements for the guarantor are higher. The guarantor needs a stable income, a fixed occupation, and I am willing to provide you with a guarantee. In this case, you only need to prove your identity with a personal ID card and there are qualified guarantors who are willing to guarantee you. You can also get the money.

  Rong 360Remind everyone that many criminals use the mentality of borrowers to rush to raise funds, and use the personal ID card micro-loan as a starting point to deceive. When you go out, you can see the loans that need to pay the handling fee before the loan funds arrive. The company must be careful, and it is very likely that they will no longer be able to contact after receiving the handling fee.

Urgent use of money? We have reviewed hundreds of microfinance products! Pay attention to the WeChat public account "fast money" (ID: chuqiankuai), reply to "emergency money", no longer afraid of borrowing money.

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