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0 down payment 0 interest car is good?

Time: 2014-03-11         Source: Financial 360 original         Author: bamboo

0 down payment 0 interest car is very popular in recent years, many users are also ready to purchase eager. So, 0 down payment 0 interest car is good? What needs attention?



First of all, 0 down payment 0 interest car problem. In fact, the problem is very simple. carloanThe annualized interest rate is between 6.5% -7%, and the profit from doing business is more than 30% -50% or even higher, go outMoney management, The rate of return is generally 10%, compared with the annual interest rate of car loans is not what the cost, if the car manufacturers interest rates, interest rates will be lower!

Second, the 0 down payment 0 interest car also need to pay attention to a few details: (1) the so-called 0 interest rate is not a zero fee, but in fact will charge 4% fee; (2) 0 interest rate car can not enjoy the relevant activities Cash discount, and sometimes the amount of these cash offers is also great; (3) their favorite models may not have to enjoy the zero interest rates, such as banksCredit card installmentPayments on the models are limited.

30% down payment, car can loan home

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