Information > General article > Raiders channel > Car loan >  text

0 down payment 0 interest to buy a car is good?

Time: 2014-03-11         Source: Rong 360 original         Author: bamboo

0 down payment 0 interest car purchase has been very popular in recent years, many users who are ready to buy a car are also eager to try. Then, 0 down payment 0 interest to buy a car is good? What should I pay attention to?



First of all, 0 down payment 0 interest to buy a car is not good. In fact, this question is very simple. carloanThe annualized interest rate is between 6.5% and 7%, and the business income is more than 30%-50% or even higher.Financial managementIf the rate of return is generally 10%, compared with the annualized interest rate of auto loans, it is not a cost. If it is a discount for auto manufacturers, the interest rate will be lower!

Secondly, 0 down payment 0 interest to buy a car also need to pay attention to a few details: (1) the so-called 0 interest rate, not zero fee, but in fact will charge about 4% of the handling fee; (2) 0 interest rate car can not enjoy the relevant activities Cash discounts, and sometimes the amount of these cash discounts is also large; (3) the models you like do not necessarily have zero interest rates, such as banks.Credit card stagingPayments are limited to the model.

30% down payment, car can be loaned home

Postal Bank - Vehicle Mortgage Loan

Agricultural Bank - Car Loan

ICBC - Personal Vehicle Mortgage

Construction Bank - Vehicle Loan

[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: academy@rong360.com

Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
you may also like
  • 0 down payment 0 interest can buy a car?  0 down payment 0 interest promotion a lot. Then, can you buy a car with 0 down payment? First of all, 0 down payment 0 interest to buy a car is not good. In fact, this question is very simple. The annualized interest rate of auto loans is between 6.5% and 7%, and the business income is more than 30%-50% or even higher.
  • 0 down payment 0 interest to buy a car how to prevent being cheated? Question: Hello! If the first payment of a penny is not paid, the new car will be driven away, and the zero down payment of the car loan is very attractive. I would like to ask 0 down payment 0 interest to buy a car how to prevent being cheated? Answer: Hello! 0 down payment 0 interest to buy a car is very convenient, but there are many details to pay attention to. In some dealerships, when...
  • 0 several pitfalls of buying a car, the old driver may not know  Near the year of the year, it is also a peak season for car purchases. Friends who buy cars often purchase cars in the form of full-scale car purchases or installment cars. But now there are still some merchants using the form of 0 down payment to buy consumers to buy a car, this form of car purchase is really 0 down payment...
  • 0 down payment 0 interest to buy a car is good?  0 down payment 0 interest car purchase has been very popular in recent years, many users who are ready to buy a car are also eager to try. Then, 0 down payment 0 interest to buy a car is good? What should I pay attention to? First of all, 0 down payment 0 interest to buy a car is not good. In fact, this question is very simple. Car loan...
  • 0 down payment car home? Uncovering the little-known loan "scam"  0 Can you get home with a down payment? The advertisement you hear may be a well-designed loan scam. Not long ago, according to foreign media reports, the German BMW company will refund 72 million Australian dollars (about 370 million yuan) to Australian buyers, the reason why it will make such a big...