Information > Credit Card Raiders >  text

22 mainstream banks who lost the card to protect the most intimate
Edit: Luo YeSource: Rong 360 originalDate:2013-12-18

Summary:

Each bank’s lost card protection standards are also different. The time for protection is very short and long. For us, of course, the longer the better, the next, the 360 ​​Xiao Bian will come for everyone to compare with the 22 mainstream banks. , Whose lost card security service is the most intimate.
                The repeated occurrence of credit card fraud incidents has caused us to complain and miserable. In the face of this situation, most banks have introduced credit card lost-card guarantee services. The main role of this service is that our cards are lost and the banks will compensate us for losses in the period before reporting losses.
 
However, the protection standards for lost cards vary from bank to bank. The time for protection is very short and long. For us, of course, the longer the better, the next, the 360 ​​Xiao Bian will come for everyone to compare with 22 mainstreams. In the bank, someone's lost card guarantee service is the most intimate.
 
Xiao Bian investigated 22 banks and counted them as follows:
As can be seen from the above table, at present, 8 banks, including ICBC, Minsheng, Baoshang, Shanghai, Ningbo, East Asia, Citibank and Guangzhou Bank, have not opened credit card loss guarantee services. Most banks’ guarantee of loss of cards is 48 hours. Most bank’s card loss guarantees are free of charge. Only CITIC andIndustrial BankIs to charge 4 yuan per month service fee.
      HSBC BankThe lost card guarantee business is the most intimate, lasting for 120 hours, far more than other banks, and it is still free. Pufa HehePing An BankFollowed by 72 hours. (The above protection and credit card compensation are only applicable to credit cards without passwords)
 
Rong 360 Xiao Bian reminds everyone that although there is a lost card protection service, it can allow everyone to enjoy compensation for losses caused by someone being stolen by credit card within a certain period of time before the loss is reported. However, this is only compensation for a period of time. The festival is approaching and the peak of consumption is coming. We must not relax our awareness of the protection of credit cards.

【Exclusive manuscript and disclaimer】All works and any media or individual that indicate “Furong 360” source are reproduced in whole or in part. Please indicate the source(360 loan78.com). The information materials and conclusions contained in the article only provide users with reference and do not constitute investment advice.

  • h Lost Credit Cards Who Safeguards the Most "Closer"  The frequent occurrence of credit card piracy incidents has caused the majority of cardholders to complain and suffer. Faced with this situation, most banks have introduced credit card lost-card protection services, which are intended to protect everyone’s rights and reduce losses. However, various banks...
  • h 22 bank credit card withdrawal fee inventory  With the popularity of credit cards, we can’t live without them. Although credit card withdrawals are now facing high interest and handling fees, cardholders still use credit cards to withdraw cash. Xiao Bian checked out the bank's credit card withdrawal fees, we can...
  • h Credit card interest-free period competition is the longest of 22 banks  Credit card spending has become our living habits. After spending, it involves repayments. Friends who hold 2 or more credit cards in their hands will find that the interest-free period of different banks is not the same. Who is the longest interest-free period? In the end who repayment offers...
  • h 10 major bank credit card withdrawals revealed!  The credit card dry goods finishing, everyone is most concerned about how to raise the amount? Today, the small card vomiting blood finishing 10 major bank credit card withdrawals reveal the secret, the code slowly watch it. I. Bank of China Some people think that it is the hardest time for the Bank of China to raise the amount. It can only be paid once a year. It is also...
  • h The valid period of 14 bank credit card points are all here!  In addition to convenience, speed, and overdraft, credit card spending has a major attraction that can accumulate credit card points. Points can usually be used in credit card malls of major banks, or they can be used directly in many merchants. Such as...

Recommended reading

Top card recommendations

更多>>

Forum discussion

Related Reading

Bank Credit Card Center
You may also be interested in:
Related topics: