The standards for the loss of cards for different banks are also different. The time for guarantees is long and short. For us, of course, the longer the better, the next step is to integrate 360 small series for everyone to compare with 22 mainstream banks. Whose card loss protection service is the most intimate.
The repeated occurrence of credit card theft incidents has really made us complain and suffer. Faced with this situation, most banks have introduced credit card loss card protection services. The main function of this business is: our cards are lost, and the bank will compensate our losses for some time before the loss.
However, the standards for the loss of cards for different banks are also different. The time for guarantees is long and short. For us, of course, the longer the better, the next step is to merge 360 small series to bring you 22 mainstreams. In the bank, whoever’s card loss protection service is the most intimate.
Xiaobian surveyed 22 banks, and the statistics for everyone are as follows:
As can be seen from the above table, at present, 8 banks of ICBC, Minsheng, Baoshang, Shanghai, Ningbo, East Asia, Citigroup and Guangzhou Bank have not opened credit card loss guarantee services. Most banks have 48 hours of lost card protection. Most banks have lost their card security. Only CITIC and Industrial Bank are required to charge a service fee of 4 yuan per month.
Huaxia Bank's lost card protection business is the most intimate, up to 120 hours, far more than other banks, and is still free. Pudong and Ping An Bank followed the 72 hours. (The above guarantees, stolen brush compensation are only applicable to credit cards without a password)
Rong 360 Xiaobian reminds everyone that although there is a loss of card protection service, you can enjoy compensation for the losses caused by theft of credit cards within a certain period of time before the loss, but this is only a compensation within a certain period of time. The festival is approaching, the peak of consumption is coming, and everyone's awareness of the protection of credit cards is still not to be relaxed.
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