- In 2015, the fund can buy a car? The housing prices are getting higher and higher. Many people know that the CPF can buy a house, but can the CPF be used to borrow money to buy a car? It is reported that the relevant standards for individual bases for individual housing provident fund contributions are not the same. The housing provident fund paid by individual employees and the employee's work unit are paid by the employees...
- Rich people also buy cars and loans As people's attitudes change, the proportion of loans to buy cars is increasing. In the average person's impression, a loan to buy a car is a helpless choice for those who lack the money. However, many high-profile luxury cars on the street are bought by wealthy rich people...
- Loans for buying a car Loans to buy a car to spend the money tomorrow, to enjoy the concept of blessings, has become the majority of quasi-purchase car owners to solve the problem of short-term funding is the only way. However, there are still some issues that need to be communicated to consumers when they loan a car. 1, for the zero down payment, low interest rates, etc.
- Loan car attention In recent years, the trend of thinking about loans for buying cars seems to be rising, so what matters should be paid attention to when deciding on loans for car purchases? The following content is not as good as the first one. First, alert the second mortgage This problem is rare, but still happen from time to time, car buyers need to be alert to their own ...
- Is it worth paying for a loan? Many car buyers are faced with the problem of payment: in the end the full car or loan to buy a car? Generally speaking, full car purchase does not need to pay interest, but it can be difficult to buy a car worth tens of thousands of cars at a time. If you loan for a car,...
Can provide loans to buy a car?
Many have not bought a house to buy a car, and their friends who have a provident fund often ask: "Can provident fund can be used to borrow money to buy a car?"
This question is in fact a very good answer. No, the provident fund is a public accumulation fund for housing that is set by the state and is paid by employees on a pro rata basis. It is mandatory, welfare, supportive, and mutual assistance. The metallurgy employees who pay are personally owned by the company and no one else has the right to use it. The main uses of the provident fund are: to purchase, build, renovate, overhaul self-occupied houses, repay the principal and interest of home loans, and to subsidize rents that exceed the rent of the family's wages.
If you do not have enough funds to buy a car, you can get a loan through the following channels:
(1)Credit card stagingCar purchase: The most significant advantage of credit card car loans is rapid approval and relatively simple procedures. If consumers useCredit card loanTo purchase a car, you only need to use a credit card that has a valid term and a good credit record. After you provide an ID card, you can apply to the card bank to purchase the car by installment. Even if you do not have a credit card, you can apply for a credit card purchase procedure at the car dealership, which is usually completed within 3-7 working days. Compared with other methods,Credit card limitNot high is suitable for buying a family car.
(2) Loans for auto finance companies: The procedures for applying for auto loans through auto finance companies are relatively simple. Under normal circumstances, it takes only two or three days for customers to get a car, which is convenient and quick. The main drawback of this approach is that the car brand is single and the interest rate is relatively high.
(3) Bank car loans: The longest period for traditional bank car loans is up to five years, the amount is relatively high, and the repayment pressure is relatively small. However, what is more unfavorable is that the interest rate of bank car loans needs to go up by 20% or more, and many banks do not basically carry out. In addition, strict examination and approval and long processing time are also huge.
(4) Unsecured loans: Unsecured loans can be used to purchase cars. However, most unsecured loan products will have interest rates of more than 10%. The term of the loans will be concentrated in about one year, which will put pressure on the cost of the borrowers. The advantage of unsecured loans is that approvals are fast and consumers can pick car brands at will.
Urgent money? We have reviewed hundreds of micro loan products! Concerned about the WeChat public account number "ID: chuqiankuai", responding to "emergency money", in 2017 no longer afraid to borrow money.
【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violation of the above statement will infringe upon 360's legal rights and interests and will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email: email@example.com
- Comment list (User comments are only for users to express personal views, does not mean that this site agrees with their views or confirms their description)
- Mobile Edition: Can provide loans to buy a car?
- Raiders in hand "Shuang 11" loan car home do not have to wait
- There are many kinds of car loans, which one is right for you?
- This summer when the CPF met the "money shortage"
- In the first half of 2013, a comprehensive inventory of provident fund policies
- Credit card installment car into a new favorite Save money more convenient
- Loan 315 in 2014, detailed loan pits!
- Mortgage rates are low You deserve to have
- Bank online loan product breakdown, to see which one is more suitable for you?
- How to grant credit to ants and breweries? Look at all three!
- Lack of money, bank loans, small loans, mortgages, credit card applications
- Million yuan below the network microfinance mouth which is good, to recommend you a few!
- Improve the loan pass rate, so do it right!
- Obviously the credit is still very good, because it is not? You must have these four points
- Loan Submission Tutorial: Send you three lending tips!
- Repertoire: People who lent you money may not want you to return
- Alipay has added six more functions. These people are blessed!
- What if the loan limit is too low? Five strokes to help you easily raise the amount!
- How to buy insurance after loaning a car?
- Is it appropriate for auto finance companies to buy loans?
- Is it necessary to pay guarantee fees for auto finance loans?
- There is a big difference in the fees for buying car loans through car dealers
- What is the reasonable cost of a loan for a car?
- Detailed loans to buy three major advantages and disadvantages of the car!
- Don't be trapped. Four tips for buying a car for a loan.
- Monthly income of 5,000 yuan, can you buy a car?
- The simplest "loan" method of buying a car
- Monthly income of 3,500 yuan, can you buy a car?