Since the use of credit cards has become extremely common, the banks introduced various incentives to increase the cardholder's card. In addition to points for gifts, designated businesses have credit card concessions, the banks also created a online staging mall, cardholders can choose shopping in this mall
Since the use of credit cards has become extremely common, the banks introduced various incentives to increase the cardholder's card. In addition to points for gifts, designated businesses have credit card concessions, the banks also created a online staging mall, cardholders can choose shopping in this mall, but the biggest problem is that the mall is to choose the goods after payment must use this Line of credit card, he does not support payment card!
It is understood that Bank of China, China Construction Bank, ICBC, Bank of China and other banks on the website of the mall, almost all of the commodity price is paid at the price of installment, and support customers to use loans to buy goods. Looks like the ordinary electricity business website, are open shopping platform, but to the payment link but "only recognize their own card." Which makes a lot of friends headache, the total can not buy a line of online shopping mall a commodity, specifically to the bank for a credit card it!
In fact, only recognize their own customers, for the sake of the bank is reasonable thing. But this is to protect their own interests, "double-edged sword", so that the bank mall sales have been affected. Such as China Merchants Bank, the new online shopping mall on the line, most of the goods only three or five, some buy and limited time to buy goods transactions only 30 more than a single. Has always been the credit card store as the core competitiveness of the phased business, but also gradually lose the advantage. AgainBank of Communications
, Its online mall "cross Bohui" a lot of goods in the transaction record column shows "no transaction record."
In fact, the bank electricity business website problems not only recognize their own card this one, there are still a lot of need to improve the place. For example, the price is slow to update, the store's commodity prices decline, the site is still the original price; the quality of goods and after-sales service can not be guaranteed, the bank's online store is more cooperation with the business, the bank is responsible for collection and other links, The provision of logistics and return and other links by the business is responsible for the bank does not assume responsibility for this.
On August 6,Industrial Bank Credit Card
The official website issued a "closed" announcement, announced that the bank will be August 31, 2013 officially closedIndustrial Bank
Credit card online staging mall. This also alert the other bank's online store, want to continue to develop, need to further improve the business model.
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