- Is that really so good? Is the loan value worth buying? Mr. Li has to change a new car in the near future. He is interested in a high-end car with a price of about 400,000 yuan. After the price is over, he plans to buy the car in full. However, the sales consultant suggested that he hopes that he can borrow to pay for the car. If he uses the loan to buy it, he can enjoy a one-year zero interest rate...
- Three questions tell you that 0 interest rate car loan value is not worth With the shift in consumer attitudes, more and more people are willing to borrow money to buy a car. Many car dealers use the 0 interest rate as a gimmick in order to attract everyone's attention. This trick has indeed attracted the attention of many people. However, everyone should note that 0 interest rate car loan is not zero cost,...
- Is it worthwhile to buy a car with a credit card installment? There are many people who buy a car, but not many people buy a car through a loan. For those who don't have enough money and want to own a car, it is a good choice to buy a car by credit card installment. The bidding process is more convenient, the threshold is lower, and the handling fee is the cheapest. In general, credit cards...
- Wang Sicong's full purchase price is not worth Recently, Wang Sicong’s purchase of a 9.86 million yuan luxury car triggered a big report from the media. Once a detail that attracted people's attention: Wang Sicong did not think about the question of whether the loan was or not. The local tyrant is really a local tyrant, and the shot is really domineering. Even if it is a loan...
- Is the value of the 2015 credit card installment purchase value not worth? Although people's income levels are gradually increasing, there are not many friends who buy a full car. For those who don’t have enough money and want to own a car, credit card installment is definitely a good choice. Although many people have said that credit card installment cars are very...
Is that really so good? Is the loan value worth buying?
Mr. Li has to change a new car in the near future. He is interested in a high-end car with a price of about 400,000 yuan. After the price is over, he plans to buy the car in full. However, the sales consultant suggested that he hopes that he can borrow to pay for the car, and if he uses the loan to buy it, he can enjoy a one-year zero interest rate. For the rest of the money, Mr. Li can be used for business or for other purposes.
The advice of the consumer consultant is reasonable and Mr. Li shouldLoan to buy a carWhat? In fact, the standard of judgment is not difficult, it can be measured from the following three points:
One is his ability to pay.Loan car purchaseMost of the clients are entrepreneurs or white-collar workers. The choice of loans means that the monthly fixed expenses will increase. Parking fees, fueling fees, maintenance fees, etc., the minimum monthly fee is more than 1,000 yuan. If the savings are used for business turnover, you need to consider the success or failure of the business. In case of failure, the car will not be able to return to the moon and may be forcibly recovered.
The second is cost and benefit. Many people are attracted by low down payment, low interest rates and low monthly income when buying a car, but the cost is not completely free. "My friend's car is bought in full. There is no discount. I originally wanted to buy the whole item. However, the salesperson of the car dealer recommended me a loan to buy a car. It is a one-year installment, no interest, just pay. The first payment is 4,000 yuan per month. Of course, I have also charged me 3,000 yuan. "He has said that he has had a loan to buy a car." In fact, buying a car by loan is nothing more than saving a lot of money. For white-collar workers, this money can be used as an emergency reserve to cope with a large amount of expenditure. It can also be used as an investment.Financial managementThere will be some gains; for those who do business, if you need capital turnover, borrowing a car can ease cash pressure.
The third is the preferential strength. If you encounter zero interest rate, zero monthly payment, the handling fee is not high, the car buyers can take the loan method, after all, the remaining funds can be used for other purposes. In addition, if there is no discount for one-time payment, car buyers can also consider which payment method is more suitable for them.
As for why sellers are keen to let consumers buy a car, the reason is that they can earn some fees. Nowadays, the competition in car sales is fierce. If the profit of the car price is not high, the seller will definitely make some money from other aspects, such as the cost of the card, the loan fee and so on. On the whole, the loan handling fee is the fastest, lending a car, the handling fee ranges from 2,000 yuan to 5,000 yuan.
Urgent use of money? We have evaluated hundreds of modelsMicrofinanceproduct! Pay attention to the WeChat public account "fast money" (ID: chuqiankuai), reply to "emergency money", no longer afraid of borrowing money.
[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: firstname.lastname@example.org
- Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
- Mobile Edition: Is that really so good? Is the loan value worth buying?
- Raiders in hand "Double 11" car home does not have to wait
- There are many types of car loans, which one is right for you?
- Credit card installment into a new favorite in order to save money and more powerful
- In 2014, the loan was 315, and the various loan pits were counted!
- Low mortgage interest rate, you deserve to own
- Talk about the credit report for your successful loan
- Counting those things that have been refused because of personal credit
- What kind of people are Alipay sesame scores above 750?
- To do this, it is difficult to go to the bank for blacklisting credits!
- Bank loan vs network small loan, which is your dish?
- Smile 520, these kinds of ways to make your urgent money do not have to "schedule"!
- Black household loans were rejected, what are your "network licenses"?
- The regulatory momentum is booming. Will your mobile phone microloan be rejected?
- Avoid overdue coups, but you don't know these four points!
- [Heavy] How much does the loan use misunderstanding! These five points make you unexpected
- Is the interest-free loan true or false? Be cautious when entering the pit!
- magical! With these few sheets of paper, you can borrow hundreds of thousands!
- Is the group buying value not worth it?
- Zero interest "loan" car home Is it really cheap to take home?
- Is it good to buy a car with a zero down payment?
- How to buy insurance after the loan buys a car?
- Is it appropriate for a car finance company to borrow a car?
- Loan to buy a car or buy a car full
- Is it worth buying a commercial house that is not limited?
- Buying a car through a car dealer loan is very different.
- Does an auto finance company loan a car to pay a guarantee fee?
- Loan to buy a car, do not despise the handling fee