Information > Credit card Raiders >  text

Credit card to be careful, a number of bank credit card installment fees rose
Editor: Wu YueSource: melt 360 originalDate: 2013-05-28


In February this year, the Development and Reform Commission lowered the bank card fee, bank credit card business income greatly reduced, in order to make up for credit card credit card fee reductions, a number of banks have begun to increase the credit card installment fee, but most cardholder Do not

In February this year, the Development and Reform Commission lowered the bank card fee, bank credit card business income greatly reduced, in order to make up for business credit card credit card charges down the loss caused by a number of banks have begun to increaseCredit card stagingPayment fee, but the majority of cardholders are still not informed, the use of installment of consumers to credit card credit card fees for the loss of the bill.

It is understood that this year on February 25, POS machine business card fee officially reduced 23% to 24%, of which catering and entertainment business down as high as 37.5%. So many banks have raised the installment fee. From April 1,Everbright BankAdjust the number and rate of credit on the credit card "IN" loan. Which account for 6 and 9 repayment, before and after the processing rate difference between the larger. Such as the 6 repayment, the handling rate from the previous 3.8% to 4.6%; 9 repayment, the handling rate from 5.5% to 6.4%. That is to say, assuming that the public for the bank's 100,000 yuan credit card business, divided into nine repayment, the adjustment fee will be more 900 yuan.

State-owned big line is no exception.Construction BankSaid the current implementation of the credit card fee concessions on April 15 to stop, and on May 8 from the adjustment. Contrast adjustment before and after the handling rate to 6 times, for example, such as the total amount of more than 80,000 yuan, the current total amount of only 0.56% of the fee charged, but after adjustment, each charge will be charged The total amount of 0.7%.

The bank's credit card installment fee rate is very different. To credit card single consumption of 10,000 yuan, for example, such as sub-12 repayment, the lowest rate of 4.48%, and the highest rate of 8.5% or more, the difference exceeds 400 yuan. It is reported that the credit card installment fee rate standards by the banks themselves, and there is no uniform standard, so the rate of difference between the larger, recommended the public "shop around."

In this need to remind everyone that a number of banks claim credit card installment without interest, not to say that there is no cost, consumers still have to pay the fee. Therefore, the cardholder is best based on their actual situation carefully choose whether to use credit card installments.

【Exclusive manuscripts and disclaimers】 Where the "financial 360" source of the work, any media and individuals all or part of the reproduced, please indicate the source (melt 360 The information contained in the article and the conclusions of the user only for reference, does not constitute investment advice.

  • H Bank credit card rate cut down from the credit card fee who should come out?  Credit card checkout Another charge! A few days ago, financial 360 Xiaobian in the downstairs of a small shop to buy things, credit card checkout was told to have additional charges. The original price of more than 150 yuan of things, in preparation for credit card checkout, the owner said to increase the money: credit card can, but to add 3 yuan, because ...
  • H Credit card credit card fee is expected to reduce  China's bank card market is about to usher in the fourth pricing system adjustment, the National Development and Reform Commission for improving the bank card credit card pricing mechanism for the draft has been issued to the banking industry associations, payment clearing associations, major commercial banks and China UnionPay. Which ...
  • H Credit card credit card fee is how much  Xiao Bian's friends in a store to buy a computer when the credit card, computer price of 5,000 yuan, the store asked her to pay an additional 50 yuan fee. Xiao Bian's friends suddenly puzzled, I Gome, Suning, other shopping malls to buy things when the card, did not see ...
  • H A number of banks announced a higher credit card installment fee  Recently, a number of banks announced to increase the credit card installment fee, which means that the cost of consumer staging shopping will be greatly increased. At the same time, the reporter found that, due to the current bank installment fee fees vary, the interbank million yuan rate ...
  • H Credit card in foreign credit card to charge it?  Is it necessary to have a credit card in a foreign country? At present, people travel abroad has become a boom, followed by a variety of problems is endless, recently Xiaobian received a lot of inquiries about the credit card in foreign credit card how to collect fees, today ...

Recommended reading

Hot card recommended


Forum hot

Related Reading

Bank credit card center
You may also be interested:
Related Topics: