- Qingdao Bank Personal Guarantee Loan Introduction Personal Guarantee Loans Personal guarantee loans are personal loans that are issued by a third party (natural person) with joint liability guarantees and pledge to assume joint and several liability if the borrower fails to repay the loan. Applicable to customers: Borrowers should be healthy, have ...
- Guarantee the meaning of the loan and the guarantor's responsibility Guarantee loan refers to the loan issued by the third party when the borrower fails to repay the principal and interest of the loan in accordance with the guarantee method prescribed in the "Law of the Guarantee". The loan guarantee provided by the guarantor for the loan is an irrevocable total joint and several liability guarantee, also...
- Cases where the guarantor exempts or mitigates the guarantee liability Guarantee liability arises because of the guarantee contract. It is a kind of debt liability that the guarantor assumes for the creditor. This kind of liability has different characteristics from the general debt liability, and it varies with different guarantee methods. The contents of the guarantee responsibility can be divided into two types:
- Qingdao Bank's Personal Second-hand Housing Loan Introduction Personal second-hand housing loans Personal second-hand housing loans refer to the purchase of real estate warrants by individuals. When individuals purchase housing or commercial housing that can be traded in the market, they pay a certain percentage of the first payment, and then use the purchased property as collateral. The bank applied for payment...
- Hebei Bank Personal Wage Guarantee Loan The definition of individual wage guarantee loan refers to the repayment source that the bank issued to the borrower with the disposable wage income of the borrower's family. The borrower obtains the loan within the time limit and amount of the bank's credit, and obtains the loan according to the actual loan. Use the days to count the people who receive interest...
Qingdao Bank Personal Guarantee Loan Guarantor Requirements
IndividualsGuaranteed loanThe guarantor of the business should be the following:
(1) Staff members of government agencies and above-level state agencies (in-service);
(2) Allocating staff members (in-service) to full-scale funding for staff members and above, or middle-level or above professional titles;
(3) Large-scale state-owned enterprises, middle-level or above managers of listed companies with good financial status, or important shareholders of listed companies with good financial status (holding more than 1% of shares);
(4) Intermediate (General Manager Level) and above managers in finance, power, telecommunications, public utilities, ports, energy, tobacco, radio and television, newspapers, and press and publishing industries.
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