- Qingdao Bank Personal Guarantee Loan Introduction Personal Guaranteed Loan The personal guarantee loan refers to the personal loan issued by the third party (natural person) with the responsibility guarantee guarantee, which promises to bear the joint liability when the borrower cannot repay the loan. Applicable customers: The borrower should be healthy and have...
- Guarantee the meaning of the loan and the guarantor's responsibility Guaranteed loan refers to a loan issued by a third party in accordance with the guarantee method stipulated in the Guarantee Law, when the borrower cannot repay the principal and interest of the loan, and assumes joint liability according to the provisions. The loan guarantee provided by the guarantor for the loan is irrevocable full and joint liability guarantee, that is...
- Several circumstances in which the guarantor exempts or mitigates the warranty The guarantee responsibility is born because the guarantee contract is a debt-type liability of the guarantor to the creditor. This responsibility has different characteristics from the general debt liability and varies according to the guarantee method. The content of the guarantee responsibility can be divided into two types:
- Qingdao Bank personal second-hand housing loan introduction Personal second-hand housing loan Personal second-hand housing loan refers to the individual who purchases the real estate license and sells the housing or commercial housing in the market. After paying a certain amount of the down payment, the customer purchases the real estate as the mortgage. Bank application for payment...
- Hebei Bank Personal Wages Guarantee Loan Defining a personal wage guarantee loan refers to the borrower's family disposable wage income issued by the Bank as the source of repayment. The borrower obtains the loan in a time-and-round manner within the time limit and credit limit of the Bank's credit, according to the actual loan. People who use interest to count interest...
Qingdao Bank Personal Guarantee Loan Guarant Requirements
IndividualGuaranteed loanThe guarantor of the business shall be the following:
(1) Staff members of the state organs at the above-mentioned level and above (on-the-job);
(2) The staff of the department and above, or the middle and above titles, shall be fully funded by the establishment of the institution (on-the-job);
(3) The state-owned large enterprise, the middle-level and above management personnel of the listed company with good financial status, or the important shareholder of the listed company with good financial position (holding more than 1%);
(4) Intermediate (level 1 department general manager level) and above management personnel in industries such as finance, power, telecommunications, public utilities, ports, energy, tobacco, radio and television, newspapers, and press and publication.
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