- Qingdao Bank Personal Guarantee Loan Introduction Personal Guarantees Loans Individual Guarantees A loan is a personal loan that is guaranteed by a third party (natural person) joint liability guarantee and promised to be jointly and severally liable when the borrower can not repay the loan. Applicable to customers: Borrowers should be healthy and have finished ...
- Guarantee the meaning of the loan and the guarantor's responsibility Guarantees A loan is a loan that is issued by a third party in the form of a guarantee provided by the Guarantee Act in the event that the borrower can not repay the principal and interest of the loan. To ensure that the loan guarantee provided by the borrower is an irrevocable guarantee of the joint liability.
- The guarantor waives or mitigates the liability of several cases The guarantee responsibility is borne by the guarantor of the contract, which is the responsibility of the guarantor for the nature of a debt that the creditor assumes, which is different from the general liability of the debt and is different depending on the way of guarantee. The contents of the guarantee responsibility can be divided into two kinds:
- Qingdao Bank personal second - hand housing loans introduced Personal second - hand housing loans Personal second - hand housing loans refers to the individual in the purchase of the seller has a real estate warrants, can be traded in the market of housing or commercial housing, their payment of a certain percentage of the first payment, the purchase of real estate as collateral, to Bank application for payment
- Hebei bank personal wage guarantee loan The definition of individual wage guarantee loan refers to the payment of the borrower to the borrower's household disposable wage income as the source of repayment, the borrower in the letter and the amount of credit within the sub-division, the loan to obtain loans, according to the actual loan Use the number of days to pay interest to the people ...
Qingdao Bank personal guarantee loan guarantor requirements
PersonalGuarantee the loanThe guarantor of the business shall be the following persons:
(1) Staff members (serving) at the level of state and above;
(2) Personnel at the rank of a member or above, or intermediate or above.
(3) State-owned large-scale enterprises, middle-level and above-mentioned executives of listed companies with good financial status, or significant shareholders (holding more than 1%) of listed companies with good financial position;
(4) financial, power, telecommunications, public utilities, ports, energy, tobacco, radio and television, newspapers, press and publishing industry intermediate level (first level general manager level) and above management personnel.
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