- Several circumstances in which the guarantor exempts or mitigates the warranty The guarantee responsibility is born because the guarantee contract is a debt-type liability of the guarantor to the creditor. This responsibility has different characteristics from the general debt liability and varies according to the guarantee method. The content of the guarantee responsibility can be divided into two types:
- The meaning and responsibility of syndicated loan participation A syndicated loan participation bank is a bank that accepts the invitation of the lead bank, participates in the syndicate and provides loans to the borrower in accordance with the agreed share of the loan. The participating banks shall, in accordance with the agreement, allocate funds in full and on time to the account designated by the correspondent bank, participate in the syndicate meeting, and do a good job in the post-loan...
- Qingdao Bank Personal Guarantee Loan Guarant Requirements The guarantor shall require the guarantor of the personal guarantee loan business to be: (1) staff members of the state organs at the above level and above (on-the-job); (2) staff members and above, or middle-level and above titles, full-funded institutions (in-service);...
- The meaning of microfinance guarantee insurance Microfinance Assurance Insurance is insurance against the repayment of microfinance borrowers. The insured person of the microfinance guarantee insurance is the small and medium-sized enterprise or individual who applies for the loan. During the insurance period, if the enterprise or individual has the risk of repayment, the bank will recover according to the agreement...
- Guarantee responsibility The guarantee guarantee shall bear the following responsibilities: 1. In any of the following circumstances, the guarantee center may perform the guarantee responsibility at the request of the creditor: (1) The debtor has accumulated (including continuous) for six months without the contract of the loan contract during the debt performance period. Repay the principal and interest of the loan; (2) debt...
Guarantee the meaning of the loan and the guarantor's responsibility
Guaranteed loanRefers to the guarantee method stipulated in the Guarantee Law, the third party promises that the borrower cannot repayloanAt the time of the principal and interest, the loan will be issued in accordance with the regulations. The loan guarantee provided by the guarantor for the loan is irrevocable full and joint liability guarantee, which means the principal and interest of the loan as stipulated in the loan contract and the related expenses caused by the loan contract. The guarantor must also bear all joint civil liability arising from the contract.
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