- Cases where the guarantor exempts or mitigates the guarantee liability Guarantee liability arises because of the guarantee contract. It is a kind of debt liability that the guarantor assumes for the creditor. This kind of liability has different characteristics from the general debt liability, and it varies with different guarantee methods. The contents of the guarantee responsibility can be divided into two types:
- The meaning and responsibility of the syndicated loan participating bank A syndicated bank loan participating bank means a bank that accepts the lead bank invitation, participates in a syndicated bank, and provides a loan to the borrower in accordance with the agreed loan commitment share. Participating banks should allocate funds in full and on time to the account designated by the correspondent bank in accordance with the agreement, participate in syndicated meetings, and do a good job of post-loan management...
- Qingdao Bank Personal Guarantee Loan Guarantor Requirements The guarantor requires that the guarantor of the personal guarantee loan business should be the following: (1) Staff members of the State organs and above staff (in-service); (2) Staff members and above, full or intermediate titles, and full funding of institutions (Working);...
- The meaning of micro loan guarantee insurance Microloan guarantee insurance is insurance that provides protection for the repayment behavior of small loan borrowers. The applicant for the microloan guarantee insurance is a small and medium-sized enterprise or individual who applies for a loan. During the insurance period, if the company or individual has a repayment risk, the bank will recover the agreement according to the agreement....
- Guarantee responsibility Guarantees need to assume the following responsibilities: 1. In any of the following circumstances, the guarantee center may fulfill the guarantee responsibilities at the request of the creditor: (1) The debtor accumulates (including the continuation) for a period of six months without complying with the loan contract. Repayment of loan principal and interest; (b) Debt...
Guarantee the meaning of the loan and the guarantor's responsibility
Guaranteed loanRefers to the guarantee method prescribed by the "Law of Security Law" as a third party promises that the borrower cannot repayloanIn the event of interest and interest, the loans that are jointly and severally liable according to the regulations. The loan guarantee provided by the guarantor for the loan is an irrevocable total joint and several liability guarantee, that is, the loan principal and interest stipulated in the loan contract and the related expenses caused by the loan contract. The guarantor must also bear all the joint civil liabilities caused by the defamation contract.
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