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What if the personal credit loan does not pass?

Time: 2013-03-19         Source: Rong 360 original         Author: Li Jing

        IndividualCredit LoansWhat if I don't pass? personalCredit loanIt is a RMB credit loan issued by a bank or other financial institution to a well-trusted borrower without guarantee. Based on personal credit and repayment ability, the amount will generally not exceed 500,000, and the loan period will be 1-3 years. When dealing with personal credit loans, many borrowers think that they are in good condition but they have eaten the bank “closed door”. What is this?

"Insufficient qualifications" is the most excuse for banks.
Many people who refuse to apply for a loan will feel that "happiness is always so full, and reality is always so backbone." In fact, there are many reasons for the failure of the loan. It may be that the bank credit commissioner does not understand the industry of the loan applicant. It may be that the bank’s credit line is full when applying for a loan, or the loan application amount is too small. The loan officer does not want to do it. . But no matter what the loan fails, the answer you get is often: the lack of personal qualifications and other reasons. Therefore, don't think that a loan application is rejected as a “cup”. Many times, looking for a few different banks to apply for or even apply more often, there will often be different results.
No loan here, own loan office
Applying for a loan is just like filling in a college entrance exam. A school drop does not mean that all schools have closed the school gate for you. The same reason, in one familyBank loanFailure does not mean that the bank has closed the door to you, because the specific terms of each bank loan application may vary, and the threshold is different. A bank rejecting you does not mean that other banks will reject you.

Find the real reason for the loan failure
According to statistics, it is possible for a small and medium-sized enterprise to reach an average of more than 10 banks to achieve successful financing. What individuals need to pay attention to when applying for loans is that if there are multiple banks that point out the common problem of your loan being rejected, then this may be the real reason for your loan failure, and you need to make up for it in time to make it possible to Trust in the bank’s contacts.

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