Information > General article > Raiders channel > Novice loan >  text

What is a private personal loan?

Time: 2013-02-26         Source: Rong 360 original         Author: Li Jing

        problem:Rong 360 loanExpert, hello! What is the folk?personal loan?



Rong 360 loan expert reply: Hello!

Private loans are different from traditional onesBank loanThat is, a form of credit activity that borrows monetary funds through non-governmental organizations or enterprises according to the agreed interest rates and the conditions that must be returned. The lenders will release the concentrated currency and monetary funds through loans, which can meet the short-term capital needs of the lenders and promote economic development. At the same time, the lenders can also earn intermediate income and earn profits.

A private loan must have an appointment and a promise, as long as the agreement is not illegal, and the agreed interest rate must not exceed four times the bank's legal interest rate.

[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: academy@rong360.com

Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
you may also like
  • What is a personal-to-person loan? Question: Rong 360 loan expert, hello! What is a personal-to-person loan? Rong 360 loan expert reply: Hello! Personal-to-person loans, commonly known as personal loans. The so-called Renren loan is the Chinese translation of P2P (Peer to Peer) lending. Simply put, there is...
  • What is a personal loan?  Question: Rong 360 loan expert, hello! What is a personal loan? Rong 360 loan expert reply: Hello! The so-called personal loan refers to the local and foreign currency loans issued by the lender to eligible natural persons for personal consumption, production and management purposes. Personal loans should be...
  • What is a personal loan transfer? Question: Rong 360 loan expert, hello! What is the personal loan transfer? Rong 360 loan expert reply: Hello! The transfer of personal loans refers to the process in which the bank transfers the loan amount directly to the deposit account opened by the borrower in accordance with the loan contract. ...
  • What is a post office personal loan? Question: Rong 360 loan expert, hello! What is the post office personal loan? Rong 360 loan expert reply: Hello! The post office personal loan actually refers to the loan issued by the China Postal Savings Bank to individuals at a certain interest rate. At present, the personal loan operated by the Postal Savings Bank...
  • What is a personal joint insurance loan? Question: Rong 360 loan expert, hello! What is a personal joint insurance loan? Rong 360 loan expert reply: Hello! Personal joint insurance loans are a kind of loan type set up to solve the difficulty of personal loans and difficult to guarantee. The natural persons who have no immediate family relationship are in the voluntary base...