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What is a private personal loan?

Time: 2013-02-26         Source: melt 360 original         Author: Li Jing

        problem:Financial 360 loansExpert, hello What is civilpersonal loanThe



Financial 360 loan expert reply: Hello!

Civil loan is different from the traditionalBank loan, That is, through the non-governmental organizations or enterprises according to the agreed rate of both sides and must be returned and other conditions to lend money in a form of credit activities. Lenders to the way through the loan will focus on the money and monetary funds put out to meet the short-term needs of the lenders to promote economic development; the same time, lenders can also get intermediate income and profit.

Civil loans must be about to keep, there must be conservative, as long as the agreement is not illegal, the agreed interest rate shall not exceed four times the bank's statutory interest rate is valid.

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