- The loan interest rate must not exceed 4 times the benchmark interest rate To clarify the supervisory authority of small loan companies to further strengthen the supervision and management of small loan companies in the province and promote the healthy development of small loan loans, Gansu Provincial Finance Office and other four departments on the “Trial Measures for the Management of Small Loan Companies in Gansu Province” (Ganjin Office No.  No. 422) into...
- P2P new loan balance exceeds more than 30 times small loans In October 2015, the Internet Finance Index of the Qianhai Index showed that the balance of P2P online loan loans at the end of October was 438 billion yuan, which was half of the balance of small loans. This year, the balance of newly added P2P online loan loans is more than 30 times larger than small loans, P2P. Net loans subvert the traditional private lending, subvert the small loan public ...
- No more than 4 bank cards? The same bank cannot have more than 4 debit cards. It does not restrict users from opening cards at different banks, nor does it restrict cardholders from processing multiple credit cards at a bank. Recently, the China Banking Regulatory Commission (CBRC) released "About the banking industry to crack down on dealing with new types of illegal criminal activities in telecommunication networks...
- Dalian Provident Fund Credit Limit shall not exceed 15 times of the balance Recently, Dalian City amended the “Detailed Rules for the Implementation of Dalian Personal Housing Accumulation Fund Loan Regulations” and added a new loan-paying linkage policy. The borrower’s loan amount cannot exceed 15 times the balance of its housing provident fund account balance. The new rules will be implemented from February 1, next year, when the loan will be...
- No more than 4 bank cards? It's not like this In March this year, the China Banking Regulatory Commission (CBRC) issued the "Notice on the Banking Industry to Combat the Matters Concerning the Handling of New Types of Violations of Telecommunications Networks and Related Crimes." It clearly stipulates strict restrictions on the number of cards opened. The same commercial bank shall open a debit card for the same customer. In principle, no more than 4 cards may be issued. . For 4 have been processed...
Chongqing stipulates that the total loan cost of small loan companies must not exceed 4 times the benchmark interest rate
The cost of loan for small and micro enterprises has always been a big problem.MicrofinanceThe total loan cost of the company may even exceed four times the central bank's benchmark interest rate. Recently, the Chongqing Municipal Association of Small Loan Companies issued the "Strict Implementation of Strengthening Self-discipline in the IndustryLending ratesThe Notice of Management Regulations (hereinafter referred to as the "Notice") requires that the sum of interest and fee increases for small loan companies must not exceed four times the benchmark interest rate.
According to the “Notice” requirement, at the time of year-end and year-end, there is a large gap between supply and demand for corporate funds.Private lendingThe interest rate showed a phased upward trend. In order to effectively reduce the financing costs of small, medium and micro enterprises, the City Small Loan Association requires the city's small loan companies to strengthen self-discipline in the industry and is strictly prohibited from violating the loan interest rate management regulations.
The "Notice" clearly stipulates that all small loan companies must strictly implement the municipal financial office's regulations governing loan interest rates. The sum of lending rates and related charges must not exceed 4 times the benchmark lending rate for the same period announced by the People's Bank of China and require transparency and interest rate increases. The loan interest rate and fee standard are stated in the loan contract.
At the same time, Chongqing Small Loan Association will organize personnel to carry out surveys on loan interest rates. Once problems are discovered, they will report to the regulatory authorities in a timely manner and recommend that the supervisory authorities take stringent measures.
【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violations of the above statement inflicted violations of the 360's legal rights will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email: firstname.lastname@example.org
- Comment List (User comments are only for users to express their personal views, does not mean that this site agrees with their views or confirms their description)
- Things you must know before and after your home mortgage loan is processed
- Practical tips: teach you how to successfully get a large loan
- Talk about what role the guarantee company can play in the loan market
- Something you have to know about bank liquidity
- I owe a small loan of 200,000 yuan without credit, can I not return it?
- How much do you know about microfinance companies?
- Loan 315 in 2014, detailed loan pits!
- Repertoire: People who lent you money may not want you to return
- Alipay has added six more functions. These people are blessed!
- What if the loan limit is too low? Five strokes to help you easily raise the amount!
- [spoken] identity credit loan 5 minutes to take the money the small loan hole which?
- A little trick, from which ant is turned off by the opening function?
- Which kind of repayment method is the most cost-effective? Look over and teach you some money!
- Seven reasons why credit was rejected. Did you shoot it?
- Is it true that the loan is not refunded and that the bad record is automatically eliminated after five years?
- Apply for second cash withdrawal on the same day! 15 small loans for short-term loans follow you
- What are the reasons for the rejection of consumer loans? Give you this list!
- How is the tax of a small loan company charged?
- Why is the interest rate of small loan companies high?
- Can small loan companies operate across regions?
- How to identify a small loan company is legal?
- Chengdu unsecured loans: 4 small loan companies big PK
- No collateral optional small loan company loan
- How long can a small loan company loan money?
- The Three Features of Regular Small Loan Companies
- Wenzhou Gold Reform Rules: Small Loan Companies Can Issue Private Bonds
- Internet finance boom: Jingdong, Baidu plans to set up a small loan company