- The financial investigation fee for the loan to buy a car cannot be paid Mr. Zhao wants to borrow a car to buy a car, but the 4s shop asks him to pay a financial investigation fee. He is very guilty of buying a car for the first time. Is this financial investigation fee payable? Experts said that in fact, there is no such thing as a financial investigation fee. It is a 4S shop or a lending institution that will...
- Does an auto finance company loan a car to pay a guarantee fee? Question: Rong 360 loan expert, hello! Is there a guarantee fee for buying a car from a car finance company? Rong 360 loan expert reply: Hello! Although the loan interest rate of auto finance companies is generally higher than that of banks, it is generally not necessary to pay for loans to auto finance companies...
- Is it necessary to pay a penalty for a one-time loan? How much? Many friends have to go to bank loans because they lacked liquidity in their previous consumption. When the funds became abundant, they still wanted to pay off their loans early, and they would no longer be car slaves and house slaves. But do you need to pay a liquidated damages in advance to repay the loan? How much liquidated damages do you need to pay? In fact, the main points are...
- When do you buy a new house and pay the down payment? What issues should I pay attention to when paying the down payment? When do you buy a new house and pay the down payment? Provide your personal information, real estate information, and apply for a mortgage loan from the bank as a guarantee. The down payment is 20% or 3 or higher of the transaction price. The mortgage in the first-hand house is relatively simple. Generally, when you sign a contract, you can pay the first...
- Agents to buy a car to pay a "service fee" Mr. Ma ordered a family car by installment payment and filled out the loan application on the same day. However, a few days later, when I made the first payment to the 4s shop and prepared to apply for the loan, I found that the financial company with the designated loan of the 4s shop had a high interest rate and the repayment time was tight, so it was proposed to...
After the loan is bought, the car suddenly pays the loan fee after paying the down payment.
Monthly low monthly supply, easy to loan home. Seemingly simpleCar loanIf you don't pay attention to it, it also implies a lot of cost traps.
In December last year, Ms. Zhao bought a car in a 4S shop, with a total price of 189,800 yuan and a down payment of 59,800 yuan. The guarantee fee, security deposit, and GPS fee were all paid. "The 4S shop was later proposed to payloanThe fee of 3% was 3,900 yuan, which was not mentioned in advance, and there was no mention when signing the contract. Later, Ms. Zhao asked a friend who worked at the bank to inquire about it, only to know that it was a loan handling fee. “It was originally a bank. Looking for the fees charged by the 4S shop, the 4S shop directly passed the money to the customer. I am going to take the car back, but the other party said that the down payment can not be returned. "This made Ms. Zhao puzzled. Finally, Ms. Zhao negotiated to find a bank friend to negotiate with the 4S shop, and the other party agreed to reduce 3% to 1%, and received 1,300 yuan. No tickets were available.
Ms. Zhao’s seemingly quick and complicated experience tells us:Loan to buy a carBefore, you must ask about the follow-up charges, etc., don't rush to pay the deposit, down payment, etc.
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