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After the loan is bought, the car suddenly pays the loan fee after paying the down payment.

Time: 2013-01-23         Source: Rong 360 original         Author: bamboo

        Monthly low monthly supply, easy to loan home. Seemingly simpleCar loanIf you don't pay attention to it, it also implies a lot of cost traps.

In December last year, Ms. Zhao bought a car in a 4S shop, with a total price of 189,800 yuan and a down payment of 59,800 yuan. The guarantee fee, security deposit, and GPS fee were all paid. "The 4S shop was later proposed to payloanThe fee of 3% was 3,900 yuan, which was not mentioned in advance, and there was no mention when signing the contract. Later, Ms. Zhao asked a friend who worked at the bank to inquire about it, only to know that it was a loan handling fee. “It was originally a bank. Looking for the fees charged by the 4S shop, the 4S shop directly passed the money to the customer. I am going to take the car back, but the other party said that the down payment can not be returned. "This made Ms. Zhao puzzled. Finally, Ms. Zhao negotiated to find a bank friend to negotiate with the 4S shop, and the other party agreed to reduce 3% to 1%, and received 1,300 yuan. No tickets were available.
 
Ms. Zhao’s seemingly quick and complicated experience tells us:Loan to buy a carBefore, you must ask about the follow-up charges, etc., don't rush to pay the deposit, down payment, etc.

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