- The financial investigation fee for a loan to buy a car cannot be paid Mr. Zhao wanted a loan to buy a car, but the 4s shop asked him to pay a financial investigation fee. He was struggling with the initial loan for a car. Is this financial investigation fee due? Experts said that in reality, there is no such thing as a financial investigation fee. It is a 4S shop or lending institution that will...
- Is it necessary to pay guarantee fees for auto finance loans? Question: Melt 360 loan expert, hello! Is there a guarantee fee to buy a car from a car financing company? Financial 360 loan expert reply: Hello! Although auto finance companies generally have higher loan interest rates than banks, finding loans for auto finance companies generally does not have to pay for...
- Do you need to pay the default penalty after paying your car loan once? How much? Many friends had to go to a bank loan because of lack of liquidity before spending. When the funds become abundant, they still want to pay off the loans early and they will no longer be car slaves or house slaves. However, it is not necessary to pay back the penalty in advance to repay the loan? How much penalty should I pay? Actually, the main points are...
- When will you pay for a new home? Pay down payment need to pay attention to what issues? When will you pay for a new home? Provide your personal data, real estate data, and the developer as a guarantee to apply for a mortgage loan from the bank. The down payment is 20% or 3 or more of the transaction price. One-handed house mortgages are relatively simple. When you sign the purchase contract, you can pay the first...
- Agent's loan to buy a car to pay "service fee" Mr. Ma ordered a family car by installment and completed the loan application on the same day. However, a few days later when the 4s shop paid the first payment and was ready to apply for a loan, it found that the financial company loan designated by the 4s shop had a high loan interest rate and had a tight repayment time.
Loan to buy a car suddenly pays the loan fee after paying the down payment
Monthly low for the month, the car easily loan home. Seemingly simpleCar loansIf you do not pay attention, it also implies a lot of cost traps.
In December last year, Ms. Zhao bought a car in a 4S store for a total price of 189,800 yuan, down payment of 59,800 yuan, guarantee fees, deposits, GPS fees and so have paid. "Later 4S shop proposed, but also to payloanThe amount of 3% was 3,900 yuan, which was not mentioned in advance, nor was it stated when signing the contract. Ms. Zhao then asked a friend who had worked in a bank to find out what she would like to collect. It was originally a bank. To find the fees for the 4S store, the 4S store directly transferred the money to the customer. I am not ready to return the car, but the other person said that the down payment cannot be refunded. This made Ms. Zhao unexplained. In the end, Ms. Zhao managed to negotiate with a 4S shop by a friend of the bank. The other party agreed to reduce the 3% to 1%, to close at 1,300 yuan, and there was no bill.
Ms. Zhao seems to be quick, but the troublesome experience tells us:Loan to buy a carBefore, we must ask clearly for follow-up toll items, etc. Don't rush to pay deposits, down payment, etc. The
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